Missouri · Census, HUD and BEA figures · Updated

Cost of Living in Macon County, MO

Prices around Macon County, MO run 9.2% below the U.S. average (BEA, Missouri). The typical household there earns $62,357 a year, and HUD puts a two-bedroom at $936 a month. Keeping that rent under 30% of income takes about $37,440 a year.

Macon County, MO at a glance

Median household income

$62,357$5,196 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$936HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.8-9.2% · BEA, Missouri
Electricity16.2¢per kWh · EIA Residential MO
Population15,163Census ACS 5-year estimate

How much rent can you afford in Macon County, MO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$936Monthly market rent
Share of gross income18%Recommended max: 30%
Annual income needed$37,440To meet the 30% standard
Max affordable rent$1,559At 30% of $62,357
0%30% (Affordability standard)100%
Compare against:

How much is rent in Macon County, MO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Macon County, MO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Macon County, MO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$645$7,740$25,80012.4%
1-Bedroom Apartment$713$8,556$28,52013.7%
2-Bedroom ApartmentBenchmark$936$11,232$37,44018%
3-Bedroom Home$1,212$14,544$48,48023.3%
4-Bedroom Home$1,324$15,888$52,96025.5%

Rent in Macon County, MO, with the wage each unit needs →

What a typical income covers in Macon County, MO

The 50/30/20 rule applied to the local median of $62,357 a year ($5,196 a month before tax).

Needs (50%)$2,598/moRent ($936 2-BR), utilities (~$146/mo), groceries, transit
Wants (30%)$1,559/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,039/moEmergency fund, retirement, paying down loans

What $62,357 leaves after Missouri taxes

Federal income tax, Social Security, Medicare and Missouri tax on the local median income. Change the salary to see yours.

$62,357
$20,000$125,000
Filing status:
Gross salary breakdown$62,357
Net 81%
Fed 9%
MO 3%
FICA 8%
Annual take-home$50,307After all taxes
Monthly deposit$4,192Estimated per month
Biweekly paycheck$1,935Every 2 weeks (26/yr)
Effective tax rate19.3%Total tax burden
Federal income tax$5,303 / yr
Missouri state income tax$1,977 / yr
FICA (Social Security & Medicare)$4,770 / yr

Living in Macon County, MO: common questions

What is the median household income in Macon County, MO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Macon County, MO is $62,357 per year (approximately $5,196 per month).

What is the average rent in Macon County, MO?

The closest official figure is HUD's Fair Market Rent for 2026: $645 for a studio, $713 for one bedroom, $936 for two, $1,212 for three and $1,324 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Macon County, MO expensive to live in?

Prices there run 9.2% below the U.S. average. BEA's regional price parity for Missouri is 90.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Macon County, MO?

To keep a $936 two-bedroom under 30% of gross income, a household needs about $37,440 a year, or $3,120 a month. That is 60% of what the typical household in Macon County, MO earns.

How much do you need to live comfortably in Macon County, MO?

On the local median income of $62,357 ($5,196 a month before tax), the 50/30/20 rule leaves $2,598 a month for needs like rent, utilities and groceries, $1,559 for everything else and $1,039 for savings or debt. A two-bedroom at $936 takes 36% of the needs share.

How much is the electric bill in Macon County, MO?

Homes in Missouri paid 16.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $146. Your bill depends mostly on heating and cooling.