Marco Island, FL at a glance
Median household income
$101,523$8,460 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Marco Island, FL?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Marco Island, FL? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Naples-Marco Island, FL MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,396 | $16,752 | $55,840 | 16.5% |
| 1-Bedroom Apartment | $1,797 | $21,564 | $71,880 | 21.2% |
| 2-Bedroom ApartmentBenchmark | $1,986 | $23,832 | $79,440 | 23.5% |
| 3-Bedroom Home | $2,581 | $30,972 | $103,240 | 30.5% |
| 4-Bedroom Home | $2,805 | $33,660 | $112,200 | 33.2% |
What a typical income covers in Marco Island, FL
The 50/30/20 rule applied to the local median of $101,523 a year ($8,460 a month before tax).
What $101,523 leaves after Florida taxes
Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Florida
Living in Marco Island, FL: common questions
What is the median household income in Marco Island, FL?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Marco Island, FL is $101,523 per year (approximately $8,460 per month).
What is the average rent in Marco Island, FL?
The closest official figure is HUD's Fair Market Rent for 2026: $1,396 for a studio, $1,797 for one bedroom, $1,986 for two, $2,581 for three and $2,805 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Marco Island, FL expensive to live in?
Prices there run 3.2% above the U.S. average. BEA's regional price parity for the metro area is 103.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Marco Island, FL?
To keep a $1,986 two-bedroom under 30% of gross income, a household needs about $79,440 a year, or $6,620 a month. That is 78% of what the typical household in Marco Island, FL earns.
How much do you need to live comfortably in Marco Island, FL?
On the local median income of $101,523 ($8,460 a month before tax), the 50/30/20 rule leaves $4,230 a month for needs like rent, utilities and groceries, $2,538 for everything else and $1,692 for savings or debt. A two-bedroom at $1,986 takes 47% of the needs share.
How much is the electric bill in Marco Island, FL?
Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.