Maricopa County, AZ at a glance
Median household income
$89,300$7,442 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Maricopa County, AZ?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Maricopa County, AZ? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Phoenix-Mesa-Chandler, AZ MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,457 | $17,484 | $58,280 | 19.6% |
| 1-Bedroom Apartment | $1,583 | $18,996 | $63,320 | 21.3% |
| 2-Bedroom ApartmentBenchmark | $1,839 | $22,068 | $73,560 | 24.7% |
| 3-Bedroom Home | $2,452 | $29,424 | $98,080 | 32.9% |
| 4-Bedroom Home | $2,720 | $32,640 | $108,800 | 36.6% |
Rent in Maricopa County, AZ, with the wage each unit needs →
What a typical income covers in Maricopa County, AZ
The 50/30/20 rule applied to the local median of $89,300 a year ($7,442 a month before tax).
What $89,300 leaves after Arizona taxes
Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Arizona
Living in Maricopa County, AZ: common questions
What is the median household income in Maricopa County, AZ?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Maricopa County, AZ is $89,300 per year (approximately $7,442 per month).
What is the average rent in Maricopa County, AZ?
The closest official figure is HUD's Fair Market Rent for 2026: $1,457 for a studio, $1,583 for one bedroom, $1,839 for two, $2,452 for three and $2,720 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Maricopa County, AZ expensive to live in?
Prices there run 3.3% above the U.S. average. BEA's regional price parity for the metro area is 103.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Maricopa County, AZ?
To keep a $1,839 two-bedroom under 30% of gross income, a household needs about $73,560 a year, or $6,130 a month. That is 82% of what the typical household in Maricopa County, AZ earns.
How much do you need to live comfortably in Maricopa County, AZ?
On the local median income of $89,300 ($7,442 a month before tax), the 50/30/20 rule leaves $3,721 a month for needs like rent, utilities and groceries, $2,233 for everything else and $1,488 for savings or debt. A two-bedroom at $1,839 takes 49% of the needs share.
How much is the electric bill in Maricopa County, AZ?
Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.