Illinois · Census, HUD and BEA figures · Updated

Cost of Living in Massac County, IL

Prices around Massac County, IL run 13.9% below the U.S. average (BEA, the metro area). The typical household there earns $65,116 a year, and HUD puts a two-bedroom at $969 a month. Keeping that rent under 30% of income takes about $38,760 a year.

Massac County, IL at a glance

Median household income

$65,116$5,426 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$969HUD FY2026 Fair Market Rent
Price level (U.S. = 100)86.1-13.9% · BEA, the metro area
Electricity19.9¢per kWh · EIA Residential IL
Population13,865Census ACS 5-year estimate

How much rent can you afford in Massac County, IL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$969Monthly market rent
Share of gross income17.9%Recommended max: 30%
Annual income needed$38,760To meet the 30% standard
Max affordable rent$1,628At 30% of $65,116
0%30% (Affordability standard)100%
Compare against:

How much is rent in Massac County, IL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Massac County, IL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Massac County, IL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$784$9,408$31,36014.4%
1-Bedroom Apartment$789$9,468$31,56014.5%
2-Bedroom ApartmentBenchmark$969$11,628$38,76017.9%
3-Bedroom Home$1,348$16,176$53,92024.8%
4-Bedroom Home$1,415$16,980$56,60026.1%

Rent in Massac County, IL, with the wage each unit needs →

What a typical income covers in Massac County, IL

The 50/30/20 rule applied to the local median of $65,116 a year ($5,426 a month before tax).

Needs (50%)$2,713/moRent ($969 2-BR), utilities (~$179/mo), groceries, transit
Wants (30%)$1,628/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,085/moEmergency fund, retirement, paying down loans

What $65,116 leaves after Illinois taxes

Federal income tax, Social Security, Medicare and Illinois tax on the local median income. Change the salary to see yours.

$65,116
$25,000$135,000
Filing status:
Gross salary breakdown$65,116
Net 79%
Fed 9%
IL 5%
FICA 8%
Annual take-home$51,422After all taxes
Monthly deposit$4,285Estimated per month
Biweekly paycheck$1,978Every 2 weeks (26/yr)
Effective tax rate21%Total tax burden
Federal income tax$5,634 / yr
Illinois state income tax$3,078 / yr
FICA (Social Security & Medicare)$4,981 / yr

Living in Massac County, IL: common questions

What is the median household income in Massac County, IL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Massac County, IL is $65,116 per year (approximately $5,426 per month).

What is the average rent in Massac County, IL?

The closest official figure is HUD's Fair Market Rent for 2026: $784 for a studio, $789 for one bedroom, $969 for two, $1,348 for three and $1,415 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Massac County, IL expensive to live in?

Prices there run 13.9% below the U.S. average. BEA's regional price parity for the metro area is 86.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Massac County, IL?

To keep a $969 two-bedroom under 30% of gross income, a household needs about $38,760 a year, or $3,230 a month. That is 60% of what the typical household in Massac County, IL earns.

How much do you need to live comfortably in Massac County, IL?

On the local median income of $65,116 ($5,426 a month before tax), the 50/30/20 rule leaves $2,713 a month for needs like rent, utilities and groceries, $1,628 for everything else and $1,085 for savings or debt. A two-bedroom at $969 takes 36% of the needs share.

How much is the electric bill in Massac County, IL?

Homes in Illinois paid 19.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $179. Your bill depends mostly on heating and cooling.