Hawaii · Census, HUD and BEA figures · Updated

Cost of Living in Maui County, HI

Prices around Maui County, HI run 9.4% above the U.S. average (BEA, the metro area). The typical household there earns $97,161 a year, and HUD puts a two-bedroom at $2,624 a month. Keeping that rent under 30% of income takes about $104,960 a year.

Maui County, HI at a glance

Median household income

$97,161$8,097 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,624HUD FY2026 Fair Market Rent
Price level (U.S. = 100)109.4+9.4% · BEA, the metro area
Electricity52.7¢per kWh · EIA Residential HI
Population164,522Census ACS 5-year estimate

How much rent can you afford in Maui County, HI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$2,624Monthly market rent
Share of gross income32.4%Recommended max: 30%
Annual income needed$104,960To meet the 30% standard
Max affordable rent$2,429At 30% of $97,161
0%30% (Affordability standard)100%
Compare against:

How much is rent in Maui County, HI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Kahului-Wailuku-Lahaina, HI HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Maui County, HI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,896$22,752$75,84023.4%
1-Bedroom Apartment$2,000$24,000$80,00024.7%
2-Bedroom ApartmentBenchmark$2,624$31,488$104,96032.4%
3-Bedroom Home$3,398$40,776$135,92042%
4-Bedroom Home$4,236$50,832$169,44052.3%

Rent in Maui County, HI, with the wage each unit needs →

What a typical income covers in Maui County, HI

The 50/30/20 rule applied to the local median of $97,161 a year ($8,097 a month before tax).

Needs (50%)$4,048/moRent ($2,624 2-BR), utilities (~$474/mo), groceries, transit
Wants (30%)$2,429/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,619/moEmergency fund, retirement, paying down loans

What $97,161 leaves after Hawaii taxes

Federal income tax, Social Security, Medicare and Hawaii tax on the local median income. Change the salary to see yours.

$97,161
$35,000$195,000
Filing status:
Gross salary breakdown$97,161
Net 74%
Fed 13%
HI 6%
FICA 8%
Annual take-home$71,602After all taxes
Monthly deposit$5,967Estimated per month
Biweekly paycheck$2,754Every 2 weeks (26/yr)
Effective tax rate26.3%Total tax burden
Federal income tax$12,545 / yr
Hawaii state income tax$5,580 / yr
FICA (Social Security & Medicare)$7,433 / yr

Living in Maui County, HI: common questions

What is the median household income in Maui County, HI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Maui County, HI is $97,161 per year (approximately $8,097 per month).

What is the average rent in Maui County, HI?

The closest official figure is HUD's Fair Market Rent for 2026: $1,896 for a studio, $2,000 for one bedroom, $2,624 for two, $3,398 for three and $4,236 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Maui County, HI expensive to live in?

Prices there run 9.4% above the U.S. average. BEA's regional price parity for the metro area is 109.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Maui County, HI?

To keep a $2,624 two-bedroom under 30% of gross income, a household needs about $104,960 a year, or $8,747 a month. That is 108% of what the typical household in Maui County, HI earns.

How much do you need to live comfortably in Maui County, HI?

On the local median income of $97,161 ($8,097 a month before tax), the 50/30/20 rule leaves $4,048 a month for needs like rent, utilities and groceries, $2,429 for everything else and $1,619 for savings or debt. A two-bedroom at $2,624 takes 65% of the needs share.

How much is the electric bill in Maui County, HI?

Homes in Hawaii paid 52.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $474. Your bill depends mostly on heating and cooling.