McCulloch County, TX at a glance
Median household income
$54,043$4,504 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in McCulloch County, TX?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in McCulloch County, TX? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for McCulloch County, TX, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $812 | $9,744 | $32,480 | 18% |
| 1-Bedroom Apartment | $863 | $10,356 | $34,520 | 19.2% |
| 2-Bedroom ApartmentBenchmark | $1,045 | $12,540 | $41,800 | 23.2% |
| 3-Bedroom Home | $1,360 | $16,320 | $54,400 | 30.2% |
| 4-Bedroom Home | $1,538 | $18,456 | $61,520 | 34.2% |
Rent in McCulloch County, TX, with the wage each unit needs →
What a typical income covers in McCulloch County, TX
The 50/30/20 rule applied to the local median of $54,043 a year ($4,504 a month before tax).
What $54,043 leaves after Texas taxes
Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Texas
Living in McCulloch County, TX: common questions
What is the median household income in McCulloch County, TX?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in McCulloch County, TX is $54,043 per year (approximately $4,504 per month).
What is the average rent in McCulloch County, TX?
The closest official figure is HUD's Fair Market Rent for 2026: $812 for a studio, $863 for one bedroom, $1,045 for two, $1,360 for three and $1,538 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is McCulloch County, TX expensive to live in?
Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in McCulloch County, TX?
To keep a $1,045 two-bedroom under 30% of gross income, a household needs about $41,800 a year, or $3,483 a month. That is 77% of what the typical household in McCulloch County, TX earns.
How much do you need to live comfortably in McCulloch County, TX?
On the local median income of $54,043 ($4,504 a month before tax), the 50/30/20 rule leaves $2,252 a month for needs like rent, utilities and groceries, $1,351 for everything else and $901 for savings or debt. A two-bedroom at $1,045 takes 46% of the needs share.
How much is the electric bill in McCulloch County, TX?
Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.