North Dakota · Census, HUD and BEA figures · Updated

Cost of Living in McHenry County, ND

Prices around McHenry County, ND run 13% below the U.S. average (BEA, the metro area). The typical household there earns $80,733 a year, and HUD puts a two-bedroom at $1,000 a month. Keeping that rent under 30% of income takes about $40,000 a year.

McHenry County, ND at a glance

Median household income

$80,733$6,728 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,000HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.0-13% · BEA, the metro area
Electricity14.1¢per kWh · EIA Residential ND
Population5,207Census ACS 5-year estimate

How much rent can you afford in McHenry County, ND?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,000Monthly market rent
Share of gross income14.9%Recommended max: 30%
Annual income needed$40,000To meet the 30% standard
Max affordable rent$2,018At 30% of $80,733
0%30% (Affordability standard)100%
Compare against:

How much is rent in McHenry County, ND? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for McHenry County, ND HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in McHenry County, ND, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$725$8,700$29,00010.8%
1-Bedroom Apartment$839$10,068$33,56012.5%
2-Bedroom ApartmentBenchmark$1,000$12,000$40,00014.9%
3-Bedroom Home$1,387$16,644$55,48020.6%
4-Bedroom Home$1,678$20,136$67,12024.9%

Rent in McHenry County, ND, with the wage each unit needs →

What a typical income covers in McHenry County, ND

The 50/30/20 rule applied to the local median of $80,733 a year ($6,728 a month before tax).

Needs (50%)$3,364/moRent ($1,000 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$2,018/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,346/moEmergency fund, retirement, paying down loans

What $80,733 leaves after North Dakota taxes

Federal income tax, Social Security, Medicare and North Dakota tax on the local median income. Change the salary to see yours.

$80,733
$30,000$165,000
Filing status:
Gross salary breakdown$80,733
Net 81%
Fed 11%
ND 0%
FICA 8%
Annual take-home$65,311After all taxes
Monthly deposit$5,443Estimated per month
Biweekly paycheck$2,512Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$8,931 / yr
North Dakota state income tax$315 / yr
FICA (Social Security & Medicare)$6,176 / yr

Living in McHenry County, ND: common questions

What is the median household income in McHenry County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in McHenry County, ND is $80,733 per year (approximately $6,728 per month).

What is the average rent in McHenry County, ND?

The closest official figure is HUD's Fair Market Rent for 2026: $725 for a studio, $839 for one bedroom, $1,000 for two, $1,387 for three and $1,678 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is McHenry County, ND expensive to live in?

Prices there run 13% below the U.S. average. BEA's regional price parity for the metro area is 87.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in McHenry County, ND?

To keep a $1,000 two-bedroom under 30% of gross income, a household needs about $40,000 a year, or $3,333 a month. That is 50% of what the typical household in McHenry County, ND earns.

How much do you need to live comfortably in McHenry County, ND?

On the local median income of $80,733 ($6,728 a month before tax), the 50/30/20 rule leaves $3,364 a month for needs like rent, utilities and groceries, $2,018 for everything else and $1,346 for savings or debt. A two-bedroom at $1,000 takes 30% of the needs share.

How much is the electric bill in McHenry County, ND?

Homes in North Dakota paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.