Kansas · Census, HUD and BEA figures · Updated

Cost of Living in McPherson County, KS

Prices around McPherson County, KS run 9.9% below the U.S. average (BEA, Kansas). The typical household there earns $78,851 a year, and HUD puts a two-bedroom at $920 a month. Keeping that rent under 30% of income takes about $36,800 a year.

McPherson County, KS at a glance

Median household income

$78,851$6,571 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$920HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.1-9.9% · BEA, Kansas
Electricity15.7¢per kWh · EIA Residential KS
Population30,205Census ACS 5-year estimate

How much rent can you afford in McPherson County, KS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$920Monthly market rent
Share of gross income14%Recommended max: 30%
Annual income needed$36,800To meet the 30% standard
Max affordable rent$1,971At 30% of $78,851
0%30% (Affordability standard)100%
Compare against:

How much is rent in McPherson County, KS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for McPherson County, KS, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in McPherson County, KS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$674$8,088$26,96010.3%
1-Bedroom Apartment$701$8,412$28,04010.7%
2-Bedroom ApartmentBenchmark$920$11,040$36,80014%
3-Bedroom Home$1,176$14,112$47,04017.9%
4-Bedroom Home$1,356$16,272$54,24020.6%

Rent in McPherson County, KS, with the wage each unit needs →

What a typical income covers in McPherson County, KS

The 50/30/20 rule applied to the local median of $78,851 a year ($6,571 a month before tax).

Needs (50%)$3,285/moRent ($920 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,971/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,314/moEmergency fund, retirement, paying down loans

What $78,851 leaves after Kansas taxes

Federal income tax, Social Security, Medicare and Kansas tax on the local median income. Change the salary to see yours.

$78,851
$30,000$160,000
Filing status:
Gross salary breakdown$78,851
Net 77%
Fed 11%
KS 5%
FICA 8%
Annual take-home$60,701After all taxes
Monthly deposit$5,058Estimated per month
Biweekly paycheck$2,335Every 2 weeks (26/yr)
Effective tax rate23%Total tax burden
Federal income tax$8,517 / yr
Kansas state income tax$3,600 / yr
FICA (Social Security & Medicare)$6,032 / yr

Living in McPherson County, KS: common questions

What is the median household income in McPherson County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in McPherson County, KS is $78,851 per year (approximately $6,571 per month).

What is the average rent in McPherson County, KS?

The closest official figure is HUD's Fair Market Rent for 2026: $674 for a studio, $701 for one bedroom, $920 for two, $1,176 for three and $1,356 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is McPherson County, KS expensive to live in?

Prices there run 9.9% below the U.S. average. BEA's regional price parity for Kansas is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in McPherson County, KS?

To keep a $920 two-bedroom under 30% of gross income, a household needs about $36,800 a year, or $3,067 a month. That is 47% of what the typical household in McPherson County, KS earns.

How much do you need to live comfortably in McPherson County, KS?

On the local median income of $78,851 ($6,571 a month before tax), the 50/30/20 rule leaves $3,285 a month for needs like rent, utilities and groceries, $1,971 for everything else and $1,314 for savings or debt. A two-bedroom at $920 takes 28% of the needs share.

How much is the electric bill in McPherson County, KS?

Homes in Kansas paid 15.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $141. Your bill depends mostly on heating and cooling.