North Dakota · Census, HUD and BEA figures · Updated

Cost of Living in Mercer County, ND

Prices around Mercer County, ND run 11% below the U.S. average (BEA, North Dakota). The typical household there earns $80,946 a year, and HUD puts a two-bedroom at $1,156 a month. Keeping that rent under 30% of income takes about $46,240 a year.

Mercer County, ND at a glance

Median household income

$80,946$6,746 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,156HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.0-11% · BEA, North Dakota
Electricity14.1¢per kWh · EIA Residential ND
Population8,337Census ACS 5-year estimate

How much rent can you afford in Mercer County, ND?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,156Monthly market rent
Share of gross income17.1%Recommended max: 30%
Annual income needed$46,240To meet the 30% standard
Max affordable rent$2,024At 30% of $80,946
0%30% (Affordability standard)100%
Compare against:

How much is rent in Mercer County, ND? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Mercer County, ND, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Mercer County, ND, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$875$10,500$35,00013%
1-Bedroom Apartment$881$10,572$35,24013.1%
2-Bedroom ApartmentBenchmark$1,156$13,872$46,24017.1%
3-Bedroom Home$1,386$16,632$55,44020.5%
4-Bedroom Home$1,531$18,372$61,24022.7%

Rent in Mercer County, ND, with the wage each unit needs →

What a typical income covers in Mercer County, ND

The 50/30/20 rule applied to the local median of $80,946 a year ($6,746 a month before tax).

Needs (50%)$3,373/moRent ($1,156 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$2,024/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,349/moEmergency fund, retirement, paying down loans

What $80,946 leaves after North Dakota taxes

Federal income tax, Social Security, Medicare and North Dakota tax on the local median income. Change the salary to see yours.

$80,946
$30,000$165,000
Filing status:
Gross salary breakdown$80,946
Net 81%
Fed 11%
ND 0%
FICA 8%
Annual take-home$65,456After all taxes
Monthly deposit$5,455Estimated per month
Biweekly paycheck$2,518Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$8,978 / yr
North Dakota state income tax$319 / yr
FICA (Social Security & Medicare)$6,192 / yr

Living in Mercer County, ND: common questions

What is the median household income in Mercer County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mercer County, ND is $80,946 per year (approximately $6,746 per month).

What is the average rent in Mercer County, ND?

The closest official figure is HUD's Fair Market Rent for 2026: $875 for a studio, $881 for one bedroom, $1,156 for two, $1,386 for three and $1,531 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Mercer County, ND expensive to live in?

Prices there run 11% below the U.S. average. BEA's regional price parity for North Dakota is 89.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Mercer County, ND?

To keep a $1,156 two-bedroom under 30% of gross income, a household needs about $46,240 a year, or $3,853 a month. That is 57% of what the typical household in Mercer County, ND earns.

How much do you need to live comfortably in Mercer County, ND?

On the local median income of $80,946 ($6,746 a month before tax), the 50/30/20 rule leaves $3,373 a month for needs like rent, utilities and groceries, $2,024 for everything else and $1,349 for savings or debt. A two-bedroom at $1,156 takes 34% of the needs share.

How much is the electric bill in Mercer County, ND?

Homes in North Dakota paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.