New Hampshire · Census, HUD and BEA figures · Updated

Cost of Living in Merrimack County, NH

Prices around Merrimack County, NH run 4.2% above the U.S. average (BEA, New Hampshire). The typical household there earns $97,004 a year, and HUD puts a two-bedroom at $1,974 a month. Keeping that rent under 30% of income takes about $78,960 a year.

Merrimack County, NH at a glance

Median household income

$97,004$8,084 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,974HUD FY2026 Fair Market Rent
Price level (U.S. = 100)104.2+4.2% · BEA, New Hampshire
Electricity27¢per kWh · EIA Residential NH
Population155,967Census ACS 5-year estimate

How much rent can you afford in Merrimack County, NH?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,974Monthly market rent
Share of gross income24.4%Recommended max: 30%
Annual income needed$78,960To meet the 30% standard
Max affordable rent$2,425At 30% of $97,004
0%30% (Affordability standard)100%
Compare against:

How much is rent in Merrimack County, NH? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Merrimack County, NH, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Merrimack County, NH, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,361$16,332$54,44016.8%
1-Bedroom Apartment$1,504$18,048$60,16018.6%
2-Bedroom ApartmentBenchmark$1,974$23,688$78,96024.4%
3-Bedroom Home$2,604$31,248$104,16032.2%
4-Bedroom Home$2,614$31,368$104,56032.3%

Rent in Merrimack County, NH, with the wage each unit needs →

What a typical income covers in Merrimack County, NH

The 50/30/20 rule applied to the local median of $97,004 a year ($8,084 a month before tax).

Needs (50%)$4,042/moRent ($1,974 2-BR), utilities (~$243/mo), groceries, transit
Wants (30%)$2,425/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,617/moEmergency fund, retirement, paying down loans

What $97,004 leaves after New Hampshire taxes

Federal income tax, Social Security, Medicare and New Hampshire tax on the local median income. Change the salary to see yours.

$97,004
$35,000$195,000
Filing status:
Gross salary breakdown$97,004
Net 79%
Fed 13%
FICA 8%
Annual take-home$77,072After all taxes
Monthly deposit$6,423Estimated per month
Biweekly paycheck$2,964Every 2 weeks (26/yr)
Effective tax rate20.6%Total tax burden
Federal income tax$12,511 / yr
New Hampshire state income taxNo state wage tax$0
FICA (Social Security & Medicare)$7,421 / yr

Living in Merrimack County, NH: common questions

What is the median household income in Merrimack County, NH?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Merrimack County, NH is $97,004 per year (approximately $8,084 per month).

What is the average rent in Merrimack County, NH?

The closest official figure is HUD's Fair Market Rent for 2026: $1,361 for a studio, $1,504 for one bedroom, $1,974 for two, $2,604 for three and $2,614 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Merrimack County, NH expensive to live in?

Prices there run 4.2% above the U.S. average. BEA's regional price parity for New Hampshire is 104.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Merrimack County, NH?

To keep a $1,974 two-bedroom under 30% of gross income, a household needs about $78,960 a year, or $6,580 a month. That is 81% of what the typical household in Merrimack County, NH earns.

How much do you need to live comfortably in Merrimack County, NH?

On the local median income of $97,004 ($8,084 a month before tax), the 50/30/20 rule leaves $4,042 a month for needs like rent, utilities and groceries, $2,425 for everything else and $1,617 for savings or debt. A two-bedroom at $1,974 takes 49% of the needs share.

How much is the electric bill in Merrimack County, NH?

Homes in New Hampshire paid 27¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $243. Your bill depends mostly on heating and cooling.