Arizona · Census, HUD and BEA figures · Updated

Cost of Living in Mesa, AZ

Prices around Mesa, AZ run 3.3% above the U.S. average (BEA, the metro area). The typical household there earns $82,752 a year, and HUD puts a two-bedroom at $1,839 a month. Keeping that rent under 30% of income takes about $73,560 a year.

Mesa, AZ at a glance

Median household income

$82,752$6,896 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,839HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.3+3.3% · BEA, the metro area
Electricity15.2¢per kWh · EIA Residential AZ
Population511,764Census ACS 5-year estimate

How much rent can you afford in Mesa, AZ?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,839Monthly market rent
Share of gross income26.7%Recommended max: 30%
Annual income needed$73,560To meet the 30% standard
Max affordable rent$2,069At 30% of $82,752
0%30% (Affordability standard)100%
Compare against:

How much is rent in Mesa, AZ? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Phoenix-Mesa-Chandler, AZ MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Mesa, AZ, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,457$17,484$58,28021.1%
1-Bedroom Apartment$1,583$18,996$63,32023%
2-Bedroom ApartmentBenchmark$1,839$22,068$73,56026.7%
3-Bedroom Home$2,452$29,424$98,08035.6%
4-Bedroom Home$2,720$32,640$108,80039.4%

Rent in Mesa, AZ, with the wage each unit needs →

What a typical income covers in Mesa, AZ

The 50/30/20 rule applied to the local median of $82,752 a year ($6,896 a month before tax).

Needs (50%)$3,448/moRent ($1,839 2-BR), utilities (~$137/mo), groceries, transit
Wants (30%)$2,069/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,379/moEmergency fund, retirement, paying down loans

What $82,752 leaves after Arizona taxes

Federal income tax, Social Security, Medicare and Arizona tax on the local median income. Change the salary to see yours.

$82,752
$30,000$170,000
Filing status:
Gross salary breakdown$82,752
Net 79%
Fed 11%
AZ 2%
FICA 8%
Annual take-home$65,371After all taxes
Monthly deposit$5,448Estimated per month
Biweekly paycheck$2,514Every 2 weeks (26/yr)
Effective tax rate21%Total tax burden
Federal income tax$9,375 / yr
Arizona state income tax$1,675 / yr
FICA (Social Security & Medicare)$6,331 / yr

Living in Mesa, AZ: common questions

What is the median household income in Mesa, AZ?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mesa, AZ is $82,752 per year (approximately $6,896 per month).

What is the average rent in Mesa, AZ?

The closest official figure is HUD's Fair Market Rent for 2026: $1,457 for a studio, $1,583 for one bedroom, $1,839 for two, $2,452 for three and $2,720 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Mesa, AZ expensive to live in?

Prices there run 3.3% above the U.S. average. BEA's regional price parity for the metro area is 103.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Mesa, AZ?

To keep a $1,839 two-bedroom under 30% of gross income, a household needs about $73,560 a year, or $6,130 a month. That is 89% of what the typical household in Mesa, AZ earns.

How much do you need to live comfortably in Mesa, AZ?

On the local median income of $82,752 ($6,896 a month before tax), the 50/30/20 rule leaves $3,448 a month for needs like rent, utilities and groceries, $2,069 for everything else and $1,379 for savings or debt. A two-bedroom at $1,839 takes 53% of the needs share.

How much is the electric bill in Mesa, AZ?

Homes in Arizona paid 15.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $137. Your bill depends mostly on heating and cooling.