Mills County, IA at a glance
Median household income
$90,753$7,563 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Mills County, IA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Mills County, IA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Omaha-Council Bluffs, NE-IA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,090 | $13,080 | $43,600 | 14.4% |
| 1-Bedroom Apartment | $1,148 | $13,776 | $45,920 | 15.2% |
| 2-Bedroom ApartmentBenchmark | $1,368 | $16,416 | $54,720 | 18.1% |
| 3-Bedroom Home | $1,813 | $21,756 | $72,520 | 24% |
| 4-Bedroom Home | $2,046 | $24,552 | $81,840 | 27.1% |
What a typical income covers in Mills County, IA
The 50/30/20 rule applied to the local median of $90,753 a year ($7,563 a month before tax).
What $90,753 leaves after Iowa taxes
Federal income tax, Social Security, Medicare and Iowa tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Iowa
Living in Mills County, IA: common questions
What is the median household income in Mills County, IA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mills County, IA is $90,753 per year (approximately $7,563 per month).
What is the average rent in Mills County, IA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,090 for a studio, $1,148 for one bedroom, $1,368 for two, $1,813 for three and $2,046 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Mills County, IA expensive to live in?
Prices there run 8.1% below the U.S. average. BEA's regional price parity for the metro area is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Mills County, IA?
To keep a $1,368 two-bedroom under 30% of gross income, a household needs about $54,720 a year, or $4,560 a month. That is 60% of what the typical household in Mills County, IA earns.
How much do you need to live comfortably in Mills County, IA?
On the local median income of $90,753 ($7,563 a month before tax), the 50/30/20 rule leaves $3,781 a month for needs like rent, utilities and groceries, $2,269 for everything else and $1,513 for savings or debt. A two-bedroom at $1,368 takes 36% of the needs share.
How much is the electric bill in Mills County, IA?
Homes in Iowa paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.