Alabama · Census, HUD and BEA figures · Updated

Cost of Living in Mobile County, AL

Prices around Mobile County, AL run 11.9% below the U.S. average (BEA, the metro area). The typical household there earns $58,880 a year, and HUD puts a two-bedroom at $1,083 a month. Keeping that rent under 30% of income takes about $43,320 a year.

Mobile County, AL at a glance

Median household income

$58,880$4,907 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,083HUD FY2026 Fair Market Rent
Price level (U.S. = 100)88.1-11.9% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential AL
Population412,590Census ACS 5-year estimate

How much rent can you afford in Mobile County, AL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,083Monthly market rent
Share of gross income22.1%Recommended max: 30%
Annual income needed$43,320To meet the 30% standard
Max affordable rent$1,472At 30% of $58,880
0%30% (Affordability standard)100%
Compare against:

How much is rent in Mobile County, AL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Mobile, AL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Mobile County, AL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$854$10,248$34,16017.4%
1-Bedroom Apartment$919$11,028$36,76018.7%
2-Bedroom ApartmentBenchmark$1,083$12,996$43,32022.1%
3-Bedroom Home$1,414$16,968$56,56028.8%
4-Bedroom Home$1,445$17,340$57,80029.4%

Rent in Mobile County, AL, with the wage each unit needs →

What a typical income covers in Mobile County, AL

The 50/30/20 rule applied to the local median of $58,880 a year ($4,907 a month before tax).

Needs (50%)$2,453/moRent ($1,083 2-BR), utilities (~$148/mo), groceries, transit
Wants (30%)$1,472/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$981/moEmergency fund, retirement, paying down loans

What $58,880 leaves after Alabama taxes

Federal income tax, Social Security, Medicare and Alabama tax on the local median income. Change the salary to see yours.

$58,880
$20,000$120,000
Filing status:
Gross salary breakdown$58,880
Net 80%
Fed 8%
AL 4%
FICA 8%
Annual take-home$47,030After all taxes
Monthly deposit$3,919Estimated per month
Biweekly paycheck$1,809Every 2 weeks (26/yr)
Effective tax rate20.1%Total tax burden
Federal income tax$4,886 / yr
Alabama state income tax$2,460 / yr
FICA (Social Security & Medicare)$4,504 / yr

Living in Mobile County, AL: common questions

What is the median household income in Mobile County, AL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mobile County, AL is $58,880 per year (approximately $4,907 per month).

What is the average rent in Mobile County, AL?

The closest official figure is HUD's Fair Market Rent for 2026: $854 for a studio, $919 for one bedroom, $1,083 for two, $1,414 for three and $1,445 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Mobile County, AL expensive to live in?

Prices there run 11.9% below the U.S. average. BEA's regional price parity for the metro area is 88.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Mobile County, AL?

To keep a $1,083 two-bedroom under 30% of gross income, a household needs about $43,320 a year, or $3,610 a month. That is 74% of what the typical household in Mobile County, AL earns.

How much do you need to live comfortably in Mobile County, AL?

On the local median income of $58,880 ($4,907 a month before tax), the 50/30/20 rule leaves $2,453 a month for needs like rent, utilities and groceries, $1,472 for everything else and $981 for savings or debt. A two-bedroom at $1,083 takes 44% of the needs share.

How much is the electric bill in Mobile County, AL?

Homes in Alabama paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $148. Your bill depends mostly on heating and cooling.