California · Census, HUD and BEA figures · Updated

Cost of Living in Mono County, CA

Prices around Mono County, CA run 10.7% above the U.S. average (BEA, California). The typical household there earns $99,415 a year, and HUD puts a two-bedroom at $1,675 a month. Keeping that rent under 30% of income takes about $67,000 a year.

Mono County, CA at a glance

Median household income

$99,415$8,285 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,675HUD FY2026 Fair Market Rent
Price level (U.S. = 100)110.7+10.7% · BEA, California
Electricity34.7¢per kWh · EIA Residential CA
Population13,148Census ACS 5-year estimate

How much rent can you afford in Mono County, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,675Monthly market rent
Share of gross income20.2%Recommended max: 30%
Annual income needed$67,000To meet the 30% standard
Max affordable rent$2,485At 30% of $99,415
0%30% (Affordability standard)100%
Compare against:

How much is rent in Mono County, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Mono County, CA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Mono County, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,171$14,052$46,84014.1%
1-Bedroom Apartment$1,528$18,336$61,12018.4%
2-Bedroom ApartmentBenchmark$1,675$20,100$67,00020.2%
3-Bedroom Home$2,330$27,960$93,20028.1%
4-Bedroom Home$2,769$33,228$110,76033.4%

Rent in Mono County, CA, with the wage each unit needs →

What a typical income covers in Mono County, CA

The 50/30/20 rule applied to the local median of $99,415 a year ($8,285 a month before tax).

Needs (50%)$4,142/moRent ($1,675 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,485/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,657/moEmergency fund, retirement, paying down loans

What $99,415 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$99,415
$35,000$200,000
Filing status:
Gross salary breakdown$99,415
Net 74%
Fed 13%
CA 5%
FICA 8%
Annual take-home$73,768After all taxes
Monthly deposit$6,147Estimated per month
Biweekly paycheck$2,837Every 2 weeks (26/yr)
Effective tax rate25.8%Total tax burden
Federal income tax$13,041 / yr
California state income tax$5,001 / yr
FICA (Social Security & Medicare)$7,605 / yr

Living in Mono County, CA: common questions

What is the median household income in Mono County, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mono County, CA is $99,415 per year (approximately $8,285 per month).

What is the average rent in Mono County, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,171 for a studio, $1,528 for one bedroom, $1,675 for two, $2,330 for three and $2,769 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Mono County, CA expensive to live in?

Prices there run 10.7% above the U.S. average. BEA's regional price parity for California is 110.7, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Mono County, CA?

To keep a $1,675 two-bedroom under 30% of gross income, a household needs about $67,000 a year, or $5,583 a month. That is 67% of what the typical household in Mono County, CA earns.

How much do you need to live comfortably in Mono County, CA?

On the local median income of $99,415 ($8,285 a month before tax), the 50/30/20 rule leaves $4,142 a month for needs like rent, utilities and groceries, $2,485 for everything else and $1,657 for savings or debt. A two-bedroom at $1,675 takes 40% of the needs share.

How much is the electric bill in Mono County, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.