West Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Monongalia County, WV

Prices around Monongalia County, WV run 6.7% below the U.S. average (BEA, the metro area). The typical household there earns $65,346 a year, and HUD puts a two-bedroom at $1,099 a month. Keeping that rent under 30% of income takes about $43,960 a year.

Monongalia County, WV at a glance

Median household income

$65,346$5,446 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,099HUD FY2026 Fair Market Rent
Price level (U.S. = 100)93.3-6.7% · BEA, the metro area
Electricity15.5¢per kWh · EIA Residential WV
Population107,163Census ACS 5-year estimate

How much rent can you afford in Monongalia County, WV?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,099Monthly market rent
Share of gross income20.2%Recommended max: 30%
Annual income needed$43,960To meet the 30% standard
Max affordable rent$1,634At 30% of $65,346
0%30% (Affordability standard)100%
Compare against:

How much is rent in Monongalia County, WV? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Morgantown, WV MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Monongalia County, WV, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$871$10,452$34,84016%
1-Bedroom Apartment$877$10,524$35,08016.1%
2-Bedroom ApartmentBenchmark$1,099$13,188$43,96020.2%
3-Bedroom Home$1,318$15,816$52,72024.2%
4-Bedroom Home$1,657$19,884$66,28030.4%

Rent in Monongalia County, WV, with the wage each unit needs →

What a typical income covers in Monongalia County, WV

The 50/30/20 rule applied to the local median of $65,346 a year ($5,446 a month before tax).

Needs (50%)$2,723/moRent ($1,099 2-BR), utilities (~$139/mo), groceries, transit
Wants (30%)$1,634/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,089/moEmergency fund, retirement, paying down loans

What $65,346 leaves after West Virginia taxes

Federal income tax, Social Security, Medicare and West Virginia tax on the local median income. Change the salary to see yours.

$65,346
$25,000$135,000
Filing status:
Gross salary breakdown$65,346
Net 80%
Fed 9%
WV 3%
FICA 8%
Annual take-home$52,582After all taxes
Monthly deposit$4,382Estimated per month
Biweekly paycheck$2,022Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$5,662 / yr
West Virginia state income tax$2,104 / yr
FICA (Social Security & Medicare)$4,999 / yr

Living in Monongalia County, WV: common questions

What is the median household income in Monongalia County, WV?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Monongalia County, WV is $65,346 per year (approximately $5,446 per month).

What is the average rent in Monongalia County, WV?

The closest official figure is HUD's Fair Market Rent for 2026: $871 for a studio, $877 for one bedroom, $1,099 for two, $1,318 for three and $1,657 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Monongalia County, WV expensive to live in?

Prices there run 6.7% below the U.S. average. BEA's regional price parity for the metro area is 93.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Monongalia County, WV?

To keep a $1,099 two-bedroom under 30% of gross income, a household needs about $43,960 a year, or $3,663 a month. That is 67% of what the typical household in Monongalia County, WV earns.

How much do you need to live comfortably in Monongalia County, WV?

On the local median income of $65,346 ($5,446 a month before tax), the 50/30/20 rule leaves $2,723 a month for needs like rent, utilities and groceries, $1,634 for everything else and $1,089 for savings or debt. A two-bedroom at $1,099 takes 40% of the needs share.

How much is the electric bill in Monongalia County, WV?

Homes in West Virginia paid 15.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $139. Your bill depends mostly on heating and cooling.