Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Montezuma County, CO

Prices around Montezuma County, CO run 3.1% above the U.S. average (BEA, Colorado). The typical household there earns $65,244 a year, and HUD puts a two-bedroom at $1,180 a month. Keeping that rent under 30% of income takes about $47,200 a year.

Montezuma County, CO at a glance

Median household income

$65,244$5,437 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,180HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.1+3.1% · BEA, Colorado
Electricity17.1¢per kWh · EIA Residential CO
Population26,412Census ACS 5-year estimate

How much rent can you afford in Montezuma County, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,180Monthly market rent
Share of gross income21.7%Recommended max: 30%
Annual income needed$47,200To meet the 30% standard
Max affordable rent$1,631At 30% of $65,244
0%30% (Affordability standard)100%
Compare against:

How much is rent in Montezuma County, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Montezuma County, CO, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Montezuma County, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$852$10,224$34,08015.7%
1-Bedroom Apartment$906$10,872$36,24016.7%
2-Bedroom ApartmentBenchmark$1,180$14,160$47,20021.7%
3-Bedroom Home$1,569$18,828$62,76028.9%
4-Bedroom Home$1,850$22,200$74,00034%

Rent in Montezuma County, CO, with the wage each unit needs →

What a typical income covers in Montezuma County, CO

The 50/30/20 rule applied to the local median of $65,244 a year ($5,437 a month before tax).

Needs (50%)$2,719/moRent ($1,180 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,631/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,087/moEmergency fund, retirement, paying down loans

What $65,244 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$65,244
$25,000$135,000
Filing status:
Gross salary breakdown$65,244
Net 80%
Fed 9%
CO 3%
FICA 8%
Annual take-home$52,441After all taxes
Monthly deposit$4,370Estimated per month
Biweekly paycheck$2,017Every 2 weeks (26/yr)
Effective tax rate19.6%Total tax burden
Federal income tax$5,649 / yr
Colorado state income tax$2,162 / yr
FICA (Social Security & Medicare)$4,991 / yr

Living in Montezuma County, CO: common questions

What is the median household income in Montezuma County, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Montezuma County, CO is $65,244 per year (approximately $5,437 per month).

What is the average rent in Montezuma County, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $852 for a studio, $906 for one bedroom, $1,180 for two, $1,569 for three and $1,850 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Montezuma County, CO expensive to live in?

Prices there run 3.1% above the U.S. average. BEA's regional price parity for Colorado is 103.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Montezuma County, CO?

To keep a $1,180 two-bedroom under 30% of gross income, a household needs about $47,200 a year, or $3,933 a month. That is 72% of what the typical household in Montezuma County, CO earns.

How much do you need to live comfortably in Montezuma County, CO?

On the local median income of $65,244 ($5,437 a month before tax), the 50/30/20 rule leaves $2,719 a month for needs like rent, utilities and groceries, $1,631 for everything else and $1,087 for savings or debt. A two-bedroom at $1,180 takes 43% of the needs share.

How much is the electric bill in Montezuma County, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.