Kansas · Census, HUD and BEA figures · Updated

Cost of Living in Montgomery County, KS

Prices around Montgomery County, KS run 9.9% below the U.S. average (BEA, Kansas). The typical household there earns $55,697 a year, and HUD puts a two-bedroom at $877 a month. Keeping that rent under 30% of income takes about $35,080 a year.

Montgomery County, KS at a glance

Median household income

$55,697$4,641 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$877HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.1-9.9% · BEA, Kansas
Electricity15.7¢per kWh · EIA Residential KS
Population30,940Census ACS 5-year estimate

How much rent can you afford in Montgomery County, KS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$877Monthly market rent
Share of gross income18.9%Recommended max: 30%
Annual income needed$35,080To meet the 30% standard
Max affordable rent$1,392At 30% of $55,697
0%30% (Affordability standard)100%
Compare against:

How much is rent in Montgomery County, KS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Montgomery County, KS, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Montgomery County, KS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$643$7,716$25,72013.9%
1-Bedroom Apartment$668$8,016$26,72014.4%
2-Bedroom ApartmentBenchmark$877$10,524$35,08018.9%
3-Bedroom Home$1,101$13,212$44,04023.7%
4-Bedroom Home$1,417$17,004$56,68030.5%

Rent in Montgomery County, KS, with the wage each unit needs →

What a typical income covers in Montgomery County, KS

The 50/30/20 rule applied to the local median of $55,697 a year ($4,641 a month before tax).

Needs (50%)$2,321/moRent ($877 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,392/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$928/moEmergency fund, retirement, paying down loans

What $55,697 leaves after Kansas taxes

Federal income tax, Social Security, Medicare and Kansas tax on the local median income. Change the salary to see yours.

$55,697
$20,000$115,000
Filing status:
Gross salary breakdown$55,697
Net 80%
Fed 8%
KS 4%
FICA 8%
Annual take-home$44,624After all taxes
Monthly deposit$3,719Estimated per month
Biweekly paycheck$1,716Every 2 weeks (26/yr)
Effective tax rate19.9%Total tax burden
Federal income tax$4,504 / yr
Kansas state income tax$2,308 / yr
FICA (Social Security & Medicare)$4,261 / yr

Living in Montgomery County, KS: common questions

What is the median household income in Montgomery County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Montgomery County, KS is $55,697 per year (approximately $4,641 per month).

What is the average rent in Montgomery County, KS?

The closest official figure is HUD's Fair Market Rent for 2026: $643 for a studio, $668 for one bedroom, $877 for two, $1,101 for three and $1,417 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Montgomery County, KS expensive to live in?

Prices there run 9.9% below the U.S. average. BEA's regional price parity for Kansas is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Montgomery County, KS?

To keep a $877 two-bedroom under 30% of gross income, a household needs about $35,080 a year, or $2,923 a month. That is 63% of what the typical household in Montgomery County, KS earns.

How much do you need to live comfortably in Montgomery County, KS?

On the local median income of $55,697 ($4,641 a month before tax), the 50/30/20 rule leaves $2,321 a month for needs like rent, utilities and groceries, $1,392 for everything else and $928 for savings or debt. A two-bedroom at $877 takes 38% of the needs share.

How much is the electric bill in Montgomery County, KS?

Homes in Kansas paid 15.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $141. Your bill depends mostly on heating and cooling.