Georgia · Census, HUD and BEA figures · Updated

Cost of Living in Morgan County, GA

Prices around Morgan County, GA run 0.1% above the U.S. average (BEA, the metro area). The typical household there earns $78,111 a year, and HUD puts a two-bedroom at $1,442 a month. Keeping that rent under 30% of income takes about $57,680 a year.

Morgan County, GA at a glance

Median household income

$78,111$6,509 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,442HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.1+0.1% · BEA, the metro area
Electricity16.4¢per kWh · EIA Residential GA
Population21,078Census ACS 5-year estimate

How much rent can you afford in Morgan County, GA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,442Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$57,680To meet the 30% standard
Max affordable rent$1,953At 30% of $78,111
0%30% (Affordability standard)100%
Compare against:

How much is rent in Morgan County, GA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Morgan County, GA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Morgan County, GA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,256$15,072$50,24019.3%
1-Bedroom Apartment$1,315$15,780$52,60020.2%
2-Bedroom ApartmentBenchmark$1,442$17,304$57,68022.2%
3-Bedroom Home$1,729$20,748$69,16026.6%
4-Bedroom Home$2,419$29,028$96,76037.2%

Rent in Morgan County, GA, with the wage each unit needs →

What a typical income covers in Morgan County, GA

The 50/30/20 rule applied to the local median of $78,111 a year ($6,509 a month before tax).

Needs (50%)$3,255/moRent ($1,442 2-BR), utilities (~$147/mo), groceries, transit
Wants (30%)$1,953/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,302/moEmergency fund, retirement, paying down loans

What $78,111 leaves after Georgia taxes

Federal income tax, Social Security, Medicare and Georgia tax on the local median income. Change the salary to see yours.

$78,111
$30,000$160,000
Filing status:
Gross salary breakdown$78,111
Net 78%
Fed 11%
GA 4%
FICA 8%
Annual take-home$60,632After all taxes
Monthly deposit$5,053Estimated per month
Biweekly paycheck$2,332Every 2 weeks (26/yr)
Effective tax rate22.4%Total tax burden
Federal income tax$8,354 / yr
Georgia state income tax$3,149 / yr
FICA (Social Security & Medicare)$5,975 / yr

Living in Morgan County, GA: common questions

What is the median household income in Morgan County, GA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Morgan County, GA is $78,111 per year (approximately $6,509 per month).

What is the average rent in Morgan County, GA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,256 for a studio, $1,315 for one bedroom, $1,442 for two, $1,729 for three and $2,419 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Morgan County, GA expensive to live in?

Prices there run 0.1% above the U.S. average. BEA's regional price parity for the metro area is 100.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Morgan County, GA?

To keep a $1,442 two-bedroom under 30% of gross income, a household needs about $57,680 a year, or $4,807 a month. That is 74% of what the typical household in Morgan County, GA earns.

How much do you need to live comfortably in Morgan County, GA?

On the local median income of $78,111 ($6,509 a month before tax), the 50/30/20 rule leaves $3,255 a month for needs like rent, utilities and groceries, $1,953 for everything else and $1,302 for savings or debt. A two-bedroom at $1,442 takes 44% of the needs share.

How much is the electric bill in Morgan County, GA?

Homes in Georgia paid 16.4¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $147. Your bill depends mostly on heating and cooling.