Washington · Census, HUD and BEA figures · Updated

Cost of Living in Mount Vernon, WA

Prices around Mount Vernon, WA run 2.4% above the U.S. average (BEA, the metro area). The typical household there earns $75,777 a year, and HUD puts a two-bedroom at $1,720 a month. Keeping that rent under 30% of income takes about $68,800 a year.

Mount Vernon, WA at a glance

Median household income

$75,777$6,315 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,720HUD FY2026 Fair Market Rent
Price level (U.S. = 100)102.4+2.4% · BEA, the metro area
Electricity14.9¢per kWh · EIA Residential WA
Population35,377Census ACS 5-year estimate

How much rent can you afford in Mount Vernon, WA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,720Monthly market rent
Share of gross income27.2%Recommended max: 30%
Annual income needed$68,800To meet the 30% standard
Max affordable rent$1,894At 30% of $75,777
0%30% (Affordability standard)100%
Compare against:

How much is rent in Mount Vernon, WA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Mount Vernon-Anacortes, WA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Mount Vernon, WA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,186$14,232$47,44018.8%
1-Bedroom Apartment$1,311$15,732$52,44020.8%
2-Bedroom ApartmentBenchmark$1,720$20,640$68,80027.2%
3-Bedroom Home$2,392$28,704$95,68037.9%
4-Bedroom Home$2,599$31,188$103,96041.2%

Rent in Mount Vernon, WA, with the wage each unit needs →

What a typical income covers in Mount Vernon, WA

The 50/30/20 rule applied to the local median of $75,777 a year ($6,315 a month before tax).

Needs (50%)$3,157/moRent ($1,720 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,894/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,263/moEmergency fund, retirement, paying down loans

What $75,777 leaves after Washington taxes

Federal income tax, Social Security, Medicare and Washington tax on the local median income. Change the salary to see yours.

$75,777
$30,000$155,000
Filing status:
Gross salary breakdown$75,777
Net 82%
Fed 10%
FICA 8%
Annual take-home$62,139After all taxes
Monthly deposit$5,178Estimated per month
Biweekly paycheck$2,390Every 2 weeks (26/yr)
Effective tax rate18%Total tax burden
Federal income tax$7,841 / yr
Washington state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,797 / yr

Living in Mount Vernon, WA: common questions

What is the median household income in Mount Vernon, WA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Mount Vernon, WA is $75,777 per year (approximately $6,315 per month).

What is the average rent in Mount Vernon, WA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,186 for a studio, $1,311 for one bedroom, $1,720 for two, $2,392 for three and $2,599 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Mount Vernon, WA expensive to live in?

Prices there run 2.4% above the U.S. average. BEA's regional price parity for the metro area is 102.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Mount Vernon, WA?

To keep a $1,720 two-bedroom under 30% of gross income, a household needs about $68,800 a year, or $5,733 a month. That is 91% of what the typical household in Mount Vernon, WA earns.

How much do you need to live comfortably in Mount Vernon, WA?

On the local median income of $75,777 ($6,315 a month before tax), the 50/30/20 rule leaves $3,157 a month for needs like rent, utilities and groceries, $1,894 for everything else and $1,263 for savings or debt. A two-bedroom at $1,720 takes 54% of the needs share.

How much is the electric bill in Mount Vernon, WA?

Homes in Washington paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.