Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Muskogee County, OK

Prices around Muskogee County, OK run 12.2% below the U.S. average (BEA, Oklahoma). The typical household there earns $53,619 a year, and HUD puts a two-bedroom at $947 a month. Keeping that rent under 30% of income takes about $37,880 a year.

Muskogee County, OK at a glance

Median household income

$53,619$4,468 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$947HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.8-12.2% · BEA, Oklahoma
Electricity14.3¢per kWh · EIA Residential OK
Population66,444Census ACS 5-year estimate

How much rent can you afford in Muskogee County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$947Monthly market rent
Share of gross income21.2%Recommended max: 30%
Annual income needed$37,880To meet the 30% standard
Max affordable rent$1,340At 30% of $53,619
0%30% (Affordability standard)100%
Compare against:

How much is rent in Muskogee County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Muskogee County, OK, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Muskogee County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$717$8,604$28,68016%
1-Bedroom Apartment$722$8,664$28,88016.2%
2-Bedroom ApartmentBenchmark$947$11,364$37,88021.2%
3-Bedroom Home$1,188$14,256$47,52026.6%
4-Bedroom Home$1,461$17,532$58,44032.7%

Rent in Muskogee County, OK, with the wage each unit needs →

What a typical income covers in Muskogee County, OK

The 50/30/20 rule applied to the local median of $53,619 a year ($4,468 a month before tax).

Needs (50%)$2,234/moRent ($947 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,340/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$894/moEmergency fund, retirement, paying down loans

What $53,619 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$53,619
$20,000$110,000
Filing status:
Gross salary breakdown$53,619
Net 81%
Fed 8%
OK 3%
FICA 8%
Annual take-home$43,396After all taxes
Monthly deposit$3,616Estimated per month
Biweekly paycheck$1,669Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$4,254 / yr
Oklahoma state income tax$1,867 / yr
FICA (Social Security & Medicare)$4,102 / yr

Living in Muskogee County, OK: common questions

What is the median household income in Muskogee County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Muskogee County, OK is $53,619 per year (approximately $4,468 per month).

What is the average rent in Muskogee County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $717 for a studio, $722 for one bedroom, $947 for two, $1,188 for three and $1,461 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Muskogee County, OK expensive to live in?

Prices there run 12.2% below the U.S. average. BEA's regional price parity for Oklahoma is 87.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Muskogee County, OK?

To keep a $947 two-bedroom under 30% of gross income, a household needs about $37,880 a year, or $3,157 a month. That is 71% of what the typical household in Muskogee County, OK earns.

How much do you need to live comfortably in Muskogee County, OK?

On the local median income of $53,619 ($4,468 a month before tax), the 50/30/20 rule leaves $2,234 a month for needs like rent, utilities and groceries, $1,340 for everything else and $894 for savings or debt. A two-bedroom at $947 takes 42% of the needs share.

How much is the electric bill in Muskogee County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.