Florida · Census, HUD and BEA figures · Updated

Cost of Living in Nassau County, FL

Prices around Nassau County, FL run 0.5% below the U.S. average (BEA, the metro area). The typical household there earns $89,804 a year, and HUD puts a two-bedroom at $1,658 a month. Keeping that rent under 30% of income takes about $66,320 a year.

Nassau County, FL at a glance

Median household income

$89,804$7,484 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,658HUD FY2026 Fair Market Rent
Price level (U.S. = 100)99.5-0.5% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population97,859Census ACS 5-year estimate

How much rent can you afford in Nassau County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,658Monthly market rent
Share of gross income22.2%Recommended max: 30%
Annual income needed$66,320To meet the 30% standard
Max affordable rent$2,245At 30% of $89,804
0%30% (Affordability standard)100%
Compare against:

How much is rent in Nassau County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Jacksonville, FL HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Nassau County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,355$16,260$54,20018.1%
1-Bedroom Apartment$1,382$16,584$55,28018.5%
2-Bedroom ApartmentBenchmark$1,658$19,896$66,32022.2%
3-Bedroom Home$2,043$24,516$81,72027.3%
4-Bedroom Home$2,561$30,732$102,44034.2%

Rent in Nassau County, FL, with the wage each unit needs →

What a typical income covers in Nassau County, FL

The 50/30/20 rule applied to the local median of $89,804 a year ($7,484 a month before tax).

Needs (50%)$3,742/moRent ($1,658 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$2,245/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,497/moEmergency fund, retirement, paying down loans

What $89,804 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$89,804
$35,000$180,000
Filing status:
Gross salary breakdown$89,804
Net 80%
Fed 12%
FICA 8%
Annual take-home$72,007After all taxes
Monthly deposit$6,001Estimated per month
Biweekly paycheck$2,770Every 2 weeks (26/yr)
Effective tax rate19.8%Total tax burden
Federal income tax$10,927 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,870 / yr

Living in Nassau County, FL: common questions

What is the median household income in Nassau County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Nassau County, FL is $89,804 per year (approximately $7,484 per month).

What is the average rent in Nassau County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,355 for a studio, $1,382 for one bedroom, $1,658 for two, $2,043 for three and $2,561 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Nassau County, FL expensive to live in?

Prices there run 0.5% below the U.S. average. BEA's regional price parity for the metro area is 99.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Nassau County, FL?

To keep a $1,658 two-bedroom under 30% of gross income, a household needs about $66,320 a year, or $5,527 a month. That is 74% of what the typical household in Nassau County, FL earns.

How much do you need to live comfortably in Nassau County, FL?

On the local median income of $89,804 ($7,484 a month before tax), the 50/30/20 rule leaves $3,742 a month for needs like rent, utilities and groceries, $2,245 for everything else and $1,497 for savings or debt. A two-bedroom at $1,658 takes 44% of the needs share.

How much is the electric bill in Nassau County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.