Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Nelson County, VA

Prices around Nelson County, VA run 0.9% below the U.S. average (BEA, the metro area). The typical household there earns $72,589 a year, and HUD puts a two-bedroom at $1,824 a month. Keeping that rent under 30% of income takes about $72,960 a year.

Nelson County, VA at a glance

Median household income

$72,589$6,049 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,824HUD FY2026 Fair Market Rent
Price level (U.S. = 100)99.1-0.9% · BEA, the metro area
Electricity17.2¢per kWh · EIA Residential VA
Population14,732Census ACS 5-year estimate

How much rent can you afford in Nelson County, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,824Monthly market rent
Share of gross income30.2%Recommended max: 30%
Annual income needed$72,960To meet the 30% standard
Max affordable rent$1,815At 30% of $72,589
0%30% (Affordability standard)100%
Compare against:

How much is rent in Nelson County, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Charlottesville, VA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Nelson County, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,421$17,052$56,84023.5%
1-Bedroom Apartment$1,602$19,224$64,08026.5%
2-Bedroom ApartmentBenchmark$1,824$21,888$72,96030.2%
3-Bedroom Home$2,218$26,616$88,72036.7%
4-Bedroom Home$2,731$32,772$109,24045.1%

Rent in Nelson County, VA, with the wage each unit needs →

What a typical income covers in Nelson County, VA

The 50/30/20 rule applied to the local median of $72,589 a year ($6,049 a month before tax).

Needs (50%)$3,025/moRent ($1,824 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,815/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,210/moEmergency fund, retirement, paying down loans

What $72,589 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$72,589
$25,000$150,000
Filing status:
Gross salary breakdown$72,589
Net 78%
Fed 10%
VA 5%
FICA 8%
Annual take-home$56,537After all taxes
Monthly deposit$4,711Estimated per month
Biweekly paycheck$2,174Every 2 weeks (26/yr)
Effective tax rate22.1%Total tax burden
Federal income tax$7,140 / yr
Virginia state income tax$3,360 / yr
FICA (Social Security & Medicare)$5,553 / yr

Living in Nelson County, VA: common questions

What is the median household income in Nelson County, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Nelson County, VA is $72,589 per year (approximately $6,049 per month).

What is the average rent in Nelson County, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,421 for a studio, $1,602 for one bedroom, $1,824 for two, $2,218 for three and $2,731 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Nelson County, VA expensive to live in?

Prices there run 0.9% below the U.S. average. BEA's regional price parity for the metro area is 99.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Nelson County, VA?

To keep a $1,824 two-bedroom under 30% of gross income, a household needs about $72,960 a year, or $6,080 a month. That is 101% of what the typical household in Nelson County, VA earns.

How much do you need to live comfortably in Nelson County, VA?

On the local median income of $72,589 ($6,049 a month before tax), the 50/30/20 rule leaves $3,025 a month for needs like rent, utilities and groceries, $1,815 for everything else and $1,210 for savings or debt. A two-bedroom at $1,824 takes 60% of the needs share.

How much is the electric bill in Nelson County, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.