Texas · Census, HUD and BEA figures · Updated

Cost of Living in Newton County, TX

Prices around Newton County, TX run 2.9% below the U.S. average (BEA, Texas). The typical household there earns $42,618 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Newton County, TX at a glance

Median household income

$42,618$3,552 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.1-2.9% · BEA, Texas
Electricity15.9¢per kWh · EIA Residential TX
Population12,093Census ACS 5-year estimate

How much rent can you afford in Newton County, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income27.4%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,065At 30% of $42,618
0%30% (Affordability standard)100%
Compare against:

How much is rent in Newton County, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Newton County, TX, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Newton County, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$756$9,072$30,24021.3%
1-Bedroom Apartment$778$9,336$31,12021.9%
2-Bedroom ApartmentBenchmark$973$11,676$38,92027.4%
3-Bedroom Home$1,353$16,236$54,12038.1%
4-Bedroom Home$1,594$19,128$63,76044.9%

Rent in Newton County, TX, with the wage each unit needs →

What a typical income covers in Newton County, TX

The 50/30/20 rule applied to the local median of $42,618 a year ($3,552 a month before tax).

Needs (50%)$1,776/moRent ($973 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,065/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$710/moEmergency fund, retirement, paying down loans

What $42,618 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$42,618
$15,000$90,000
Filing status:
Gross salary breakdown$42,618
Net 85%
Fed 7%
FICA 8%
Annual take-home$36,424After all taxes
Monthly deposit$3,035Estimated per month
Biweekly paycheck$1,401Every 2 weeks (26/yr)
Effective tax rate14.5%Total tax burden
Federal income tax$2,934 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,260 / yr

Living in Newton County, TX: common questions

What is the median household income in Newton County, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Newton County, TX is $42,618 per year (approximately $3,552 per month).

What is the average rent in Newton County, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $756 for a studio, $778 for one bedroom, $973 for two, $1,353 for three and $1,594 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Newton County, TX expensive to live in?

Prices there run 2.9% below the U.S. average. BEA's regional price parity for Texas is 97.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Newton County, TX?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 91% of what the typical household in Newton County, TX earns.

How much do you need to live comfortably in Newton County, TX?

On the local median income of $42,618 ($3,552 a month before tax), the 50/30/20 rule leaves $1,776 a month for needs like rent, utilities and groceries, $1,065 for everything else and $710 for savings or debt. A two-bedroom at $973 takes 55% of the needs share.

How much is the electric bill in Newton County, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.