Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Northampton County, VA

Prices around Northampton County, VA run 1.1% above the U.S. average (BEA, Virginia). The typical household there earns $61,632 a year, and HUD puts a two-bedroom at $949 a month. Keeping that rent under 30% of income takes about $37,960 a year.

Northampton County, VA at a glance

Median household income

$61,632$5,136 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$949HUD FY2026 Fair Market Rent
Price level (U.S. = 100)101.1+1.1% · BEA, Virginia
Electricity17.2¢per kWh · EIA Residential VA
Population12,059Census ACS 5-year estimate

How much rent can you afford in Northampton County, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$949Monthly market rent
Share of gross income18.5%Recommended max: 30%
Annual income needed$37,960To meet the 30% standard
Max affordable rent$1,541At 30% of $61,632
0%30% (Affordability standard)100%
Compare against:

How much is rent in Northampton County, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Northampton County, VA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Northampton County, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$719$8,628$28,76014%
1-Bedroom Apartment$723$8,676$28,92014.1%
2-Bedroom ApartmentBenchmark$949$11,388$37,96018.5%
3-Bedroom Home$1,320$15,840$52,80025.7%
4-Bedroom Home$1,592$19,104$63,68031%

Rent in Northampton County, VA, with the wage each unit needs →

What a typical income covers in Northampton County, VA

The 50/30/20 rule applied to the local median of $61,632 a year ($5,136 a month before tax).

Needs (50%)$2,568/moRent ($949 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,541/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,027/moEmergency fund, retirement, paying down loans

What $61,632 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$61,632
$20,000$125,000
Filing status:
Gross salary breakdown$61,632
Net 79%
Fed 8%
VA 4%
FICA 8%
Annual take-home$48,972After all taxes
Monthly deposit$4,081Estimated per month
Biweekly paycheck$1,884Every 2 weeks (26/yr)
Effective tax rate20.5%Total tax burden
Federal income tax$5,216 / yr
Virginia state income tax$2,730 / yr
FICA (Social Security & Medicare)$4,715 / yr

Living in Northampton County, VA: common questions

What is the median household income in Northampton County, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Northampton County, VA is $61,632 per year (approximately $5,136 per month).

What is the average rent in Northampton County, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $719 for a studio, $723 for one bedroom, $949 for two, $1,320 for three and $1,592 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Northampton County, VA expensive to live in?

Prices there run 1.1% above the U.S. average. BEA's regional price parity for Virginia is 101.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Northampton County, VA?

To keep a $949 two-bedroom under 30% of gross income, a household needs about $37,960 a year, or $3,163 a month. That is 62% of what the typical household in Northampton County, VA earns.

How much do you need to live comfortably in Northampton County, VA?

On the local median income of $61,632 ($5,136 a month before tax), the 50/30/20 rule leaves $2,568 a month for needs like rent, utilities and groceries, $1,541 for everything else and $1,027 for savings or debt. A two-bedroom at $949 takes 37% of the needs share.

How much is the electric bill in Northampton County, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.