Virginia · Census, HUD and BEA figures · Updated

Cost of Living in Northumberland County, VA

Prices around Northumberland County, VA run 1.1% above the U.S. average (BEA, Virginia). The typical household there earns $66,480 a year, and HUD puts a two-bedroom at $1,309 a month. Keeping that rent under 30% of income takes about $52,360 a year.

Northumberland County, VA at a glance

Median household income

$66,480$5,540 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,309HUD FY2026 Fair Market Rent
Price level (U.S. = 100)101.1+1.1% · BEA, Virginia
Electricity17.2¢per kWh · EIA Residential VA
Population12,188Census ACS 5-year estimate

How much rent can you afford in Northumberland County, VA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,309Monthly market rent
Share of gross income23.6%Recommended max: 30%
Annual income needed$52,360To meet the 30% standard
Max affordable rent$1,662At 30% of $66,480
0%30% (Affordability standard)100%
Compare against:

How much is rent in Northumberland County, VA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Northumberland County, VA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Northumberland County, VA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,066$12,792$42,64019.2%
1-Bedroom Apartment$1,073$12,876$42,92019.4%
2-Bedroom ApartmentBenchmark$1,309$15,708$52,36023.6%
3-Bedroom Home$1,569$18,828$62,76028.3%
4-Bedroom Home$2,047$24,564$81,88036.9%

Rent in Northumberland County, VA, with the wage each unit needs →

What a typical income covers in Northumberland County, VA

The 50/30/20 rule applied to the local median of $66,480 a year ($5,540 a month before tax).

Needs (50%)$2,770/moRent ($1,309 2-BR), utilities (~$155/mo), groceries, transit
Wants (30%)$1,662/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,108/moEmergency fund, retirement, paying down loans

What $66,480 leaves after Virginia taxes

Federal income tax, Social Security, Medicare and Virginia tax on the local median income. Change the salary to see yours.

$66,480
$25,000$135,000
Filing status:
Gross salary breakdown$66,480
Net 79%
Fed 9%
VA 5%
FICA 8%
Annual take-home$52,588After all taxes
Monthly deposit$4,382Estimated per month
Biweekly paycheck$2,023Every 2 weeks (26/yr)
Effective tax rate20.9%Total tax burden
Federal income tax$5,798 / yr
Virginia state income tax$3,009 / yr
FICA (Social Security & Medicare)$5,086 / yr

Living in Northumberland County, VA: common questions

What is the median household income in Northumberland County, VA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Northumberland County, VA is $66,480 per year (approximately $5,540 per month).

What is the average rent in Northumberland County, VA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,066 for a studio, $1,073 for one bedroom, $1,309 for two, $1,569 for three and $2,047 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Northumberland County, VA expensive to live in?

Prices there run 1.1% above the U.S. average. BEA's regional price parity for Virginia is 101.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Northumberland County, VA?

To keep a $1,309 two-bedroom under 30% of gross income, a household needs about $52,360 a year, or $4,363 a month. That is 79% of what the typical household in Northumberland County, VA earns.

How much do you need to live comfortably in Northumberland County, VA?

On the local median income of $66,480 ($5,540 a month before tax), the 50/30/20 rule leaves $2,770 a month for needs like rent, utilities and groceries, $1,662 for everything else and $1,108 for savings or debt. A two-bedroom at $1,309 takes 47% of the needs share.

How much is the electric bill in Northumberland County, VA?

Homes in Virginia paid 17.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $155. Your bill depends mostly on heating and cooling.