Tennessee · Census, HUD and BEA figures · Updated

Cost of Living in Obion County, TN

Prices around Obion County, TN run 8.1% below the U.S. average (BEA, Tennessee). The typical household there earns $54,613 a year, and HUD puts a two-bedroom at $925 a month. Keeping that rent under 30% of income takes about $37,000 a year.

Obion County, TN at a glance

Median household income

$54,613$4,551 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$925HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.9-8.1% · BEA, Tennessee
Electricity14.1¢per kWh · EIA Residential TN
Population30,453Census ACS 5-year estimate

How much rent can you afford in Obion County, TN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$925Monthly market rent
Share of gross income20.3%Recommended max: 30%
Annual income needed$37,000To meet the 30% standard
Max affordable rent$1,365At 30% of $54,613
0%30% (Affordability standard)100%
Compare against:

How much is rent in Obion County, TN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Obion County, TN, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Obion County, TN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$722$8,664$28,88015.9%
1-Bedroom Apartment$727$8,724$29,08016%
2-Bedroom ApartmentBenchmark$925$11,100$37,00020.3%
3-Bedroom Home$1,187$14,244$47,48026.1%
4-Bedroom Home$1,225$14,700$49,00026.9%

Rent in Obion County, TN, with the wage each unit needs →

What a typical income covers in Obion County, TN

The 50/30/20 rule applied to the local median of $54,613 a year ($4,551 a month before tax).

Needs (50%)$2,276/moRent ($925 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,365/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$910/moEmergency fund, retirement, paying down loans

What $54,613 leaves after Tennessee taxes

Federal income tax, Social Security, Medicare and Tennessee tax on the local median income. Change the salary to see yours.

$54,613
$20,000$110,000
Filing status:
Gross salary breakdown$54,613
Net 84%
Fed 8%
FICA 8%
Annual take-home$46,062After all taxes
Monthly deposit$3,838Estimated per month
Biweekly paycheck$1,772Every 2 weeks (26/yr)
Effective tax rate15.7%Total tax burden
Federal income tax$4,374 / yr
Tennessee state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,178 / yr

Living in Obion County, TN: common questions

What is the median household income in Obion County, TN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Obion County, TN is $54,613 per year (approximately $4,551 per month).

What is the average rent in Obion County, TN?

The closest official figure is HUD's Fair Market Rent for 2026: $722 for a studio, $727 for one bedroom, $925 for two, $1,187 for three and $1,225 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Obion County, TN expensive to live in?

Prices there run 8.1% below the U.S. average. BEA's regional price parity for Tennessee is 91.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Obion County, TN?

To keep a $925 two-bedroom under 30% of gross income, a household needs about $37,000 a year, or $3,083 a month. That is 68% of what the typical household in Obion County, TN earns.

How much do you need to live comfortably in Obion County, TN?

On the local median income of $54,613 ($4,551 a month before tax), the 50/30/20 rule leaves $2,276 a month for needs like rent, utilities and groceries, $1,365 for everything else and $910 for savings or debt. A two-bedroom at $925 takes 41% of the needs share.

How much is the electric bill in Obion County, TN?

Homes in Tennessee paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.