Oceana County, MI at a glance
Median household income
$62,417$5,201 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Oceana County, MI?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Oceana County, MI? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Oceana County, MI, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $689 | $8,268 | $27,560 | 13.2% |
| 1-Bedroom Apartment | $742 | $8,904 | $29,680 | 14.3% |
| 2-Bedroom ApartmentBenchmark | $973 | $11,676 | $38,920 | 18.7% |
| 3-Bedroom Home | $1,200 | $14,400 | $48,000 | 23.1% |
| 4-Bedroom Home | $1,550 | $18,600 | $62,000 | 29.8% |
What a typical income covers in Oceana County, MI
The 50/30/20 rule applied to the local median of $62,417 a year ($5,201 a month before tax).
What $62,417 leaves after Michigan taxes
Federal income tax, Social Security, Medicare and Michigan tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Michigan
Living in Oceana County, MI: common questions
What is the median household income in Oceana County, MI?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Oceana County, MI is $62,417 per year (approximately $5,201 per month).
What is the average rent in Oceana County, MI?
The closest official figure is HUD's Fair Market Rent for 2026: $689 for a studio, $742 for one bedroom, $973 for two, $1,200 for three and $1,550 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Oceana County, MI expensive to live in?
Prices there run 3.8% below the U.S. average. BEA's regional price parity for Michigan is 96.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Oceana County, MI?
To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 62% of what the typical household in Oceana County, MI earns.
How much do you need to live comfortably in Oceana County, MI?
On the local median income of $62,417 ($5,201 a month before tax), the 50/30/20 rule leaves $2,601 a month for needs like rent, utilities and groceries, $1,560 for everything else and $1,040 for savings or debt. A two-bedroom at $973 takes 37% of the needs share.
How much is the electric bill in Oceana County, MI?
Homes in Michigan paid 23¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $207. Your bill depends mostly on heating and cooling.