Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Ohio County, IN

Prices around Ohio County, IN run 4.6% below the U.S. average (BEA, the metro area). The typical household there earns $70,392 a year, and HUD puts a two-bedroom at $1,353 a month. Keeping that rent under 30% of income takes about $54,120 a year.

Ohio County, IN at a glance

Median household income

$70,392$5,866 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,353HUD FY2026 Fair Market Rent
Price level (U.S. = 100)95.4-4.6% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population5,999Census ACS 5-year estimate

How much rent can you afford in Ohio County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,353Monthly market rent
Share of gross income23.1%Recommended max: 30%
Annual income needed$54,120To meet the 30% standard
Max affordable rent$1,760At 30% of $70,392
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ohio County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Cincinnati, OH-KY-IN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ohio County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$958$11,496$38,32016.3%
1-Bedroom Apartment$1,051$12,612$42,04017.9%
2-Bedroom ApartmentBenchmark$1,353$16,236$54,12023.1%
3-Bedroom Home$1,785$21,420$71,40030.4%
4-Bedroom Home$1,976$23,712$79,04033.7%

Rent in Ohio County, IN, with the wage each unit needs →

What a typical income covers in Ohio County, IN

The 50/30/20 rule applied to the local median of $70,392 a year ($5,866 a month before tax).

Needs (50%)$2,933/moRent ($1,353 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$1,760/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,173/moEmergency fund, retirement, paying down loans

What $70,392 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$70,392
$25,000$145,000
Filing status:
Gross salary breakdown$70,392
Net 80%
Fed 9%
IN 3%
FICA 8%
Annual take-home$56,304After all taxes
Monthly deposit$4,692Estimated per month
Biweekly paycheck$2,166Every 2 weeks (26/yr)
Effective tax rate20%Total tax burden
Federal income tax$6,656 / yr
Indiana state income tax$2,047 / yr
FICA (Social Security & Medicare)$5,385 / yr

Living in Ohio County, IN: common questions

What is the median household income in Ohio County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ohio County, IN is $70,392 per year (approximately $5,866 per month).

What is the average rent in Ohio County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $958 for a studio, $1,051 for one bedroom, $1,353 for two, $1,785 for three and $1,976 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ohio County, IN expensive to live in?

Prices there run 4.6% below the U.S. average. BEA's regional price parity for the metro area is 95.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ohio County, IN?

To keep a $1,353 two-bedroom under 30% of gross income, a household needs about $54,120 a year, or $4,510 a month. That is 77% of what the typical household in Ohio County, IN earns.

How much do you need to live comfortably in Ohio County, IN?

On the local median income of $70,392 ($5,866 a month before tax), the 50/30/20 rule leaves $2,933 a month for needs like rent, utilities and groceries, $1,760 for everything else and $1,173 for savings or debt. A two-bedroom at $1,353 takes 46% of the needs share.

How much is the electric bill in Ohio County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.