Florida · Census, HUD and BEA figures · Updated

Cost of Living in Okeechobee County, FL

Prices around Okeechobee County, FL run 3.4% above the U.S. average (BEA, Florida). The typical household there earns $57,984 a year, and HUD puts a two-bedroom at $1,346 a month. Keeping that rent under 30% of income takes about $53,840 a year.

Okeechobee County, FL at a glance

Median household income

$57,984$4,832 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,346HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.4+3.4% · BEA, Florida
Electricity15.1¢per kWh · EIA Residential FL
Population40,816Census ACS 5-year estimate

How much rent can you afford in Okeechobee County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,346Monthly market rent
Share of gross income27.9%Recommended max: 30%
Annual income needed$53,840To meet the 30% standard
Max affordable rent$1,450At 30% of $57,984
0%30% (Affordability standard)100%
Compare against:

How much is rent in Okeechobee County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Okeechobee County, FL, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Okeechobee County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,025$12,300$41,00021.2%
1-Bedroom Apartment$1,032$12,384$41,28021.4%
2-Bedroom ApartmentBenchmark$1,346$16,152$53,84027.9%
3-Bedroom Home$1,650$19,800$66,00034.1%
4-Bedroom Home$1,782$21,384$71,28036.9%

Rent in Okeechobee County, FL, with the wage each unit needs →

What a typical income covers in Okeechobee County, FL

The 50/30/20 rule applied to the local median of $57,984 a year ($4,832 a month before tax).

Needs (50%)$2,416/moRent ($1,346 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,450/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$966/moEmergency fund, retirement, paying down loans

What $57,984 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$57,984
$20,000$120,000
Filing status:
Gross salary breakdown$57,984
Net 84%
Fed 8%
FICA 8%
Annual take-home$48,770After all taxes
Monthly deposit$4,064Estimated per month
Biweekly paycheck$1,876Every 2 weeks (26/yr)
Effective tax rate15.9%Total tax burden
Federal income tax$4,778 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$4,436 / yr

Living in Okeechobee County, FL: common questions

What is the median household income in Okeechobee County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Okeechobee County, FL is $57,984 per year (approximately $4,832 per month).

What is the average rent in Okeechobee County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,025 for a studio, $1,032 for one bedroom, $1,346 for two, $1,650 for three and $1,782 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Okeechobee County, FL expensive to live in?

Prices there run 3.4% above the U.S. average. BEA's regional price parity for Florida is 103.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Okeechobee County, FL?

To keep a $1,346 two-bedroom under 30% of gross income, a household needs about $53,840 a year, or $4,487 a month. That is 93% of what the typical household in Okeechobee County, FL earns.

How much do you need to live comfortably in Okeechobee County, FL?

On the local median income of $57,984 ($4,832 a month before tax), the 50/30/20 rule leaves $2,416 a month for needs like rent, utilities and groceries, $1,450 for everything else and $966 for savings or debt. A two-bedroom at $1,346 takes 56% of the needs share.

How much is the electric bill in Okeechobee County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.