Ontario, CA at a glance
Median household income
$88,941$7,412 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ontario, CA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ontario, CA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Riverside-San Bernardino-Ontario, CA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,692 | $20,304 | $67,680 | 22.8% |
| 1-Bedroom Apartment | $1,777 | $21,324 | $71,080 | 24% |
| 2-Bedroom ApartmentBenchmark | $2,201 | $26,412 | $88,040 | 29.7% |
| 3-Bedroom Home | $2,912 | $34,944 | $116,480 | 39.3% |
| 4-Bedroom Home | $3,514 | $42,168 | $140,560 | 47.4% |
What a typical income covers in Ontario, CA
The 50/30/20 rule applied to the local median of $88,941 a year ($7,412 a month before tax).
What $88,941 leaves after California taxes
Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in California
Living in Ontario, CA: common questions
What is the median household income in Ontario, CA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ontario, CA is $88,941 per year (approximately $7,412 per month).
What is the average rent in Ontario, CA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,692 for a studio, $1,777 for one bedroom, $2,201 for two, $2,912 for three and $3,514 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ontario, CA expensive to live in?
Prices there run 6.4% above the U.S. average. BEA's regional price parity for the metro area is 106.4, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ontario, CA?
To keep a $2,201 two-bedroom under 30% of gross income, a household needs about $88,040 a year, or $7,337 a month. That is 99% of what the typical household in Ontario, CA earns.
How much do you need to live comfortably in Ontario, CA?
On the local median income of $88,941 ($7,412 a month before tax), the 50/30/20 rule leaves $3,706 a month for needs like rent, utilities and groceries, $2,224 for everything else and $1,482 for savings or debt. A two-bedroom at $2,201 takes 59% of the needs share.
How much is the electric bill in Ontario, CA?
Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.