Kansas · Census, HUD and BEA figures · Updated

Cost of Living in Ottawa County, KS

Prices around Ottawa County, KS run 9.9% below the U.S. average (BEA, Kansas). The typical household there earns $74,018 a year, and HUD puts a two-bedroom at $933 a month. Keeping that rent under 30% of income takes about $37,320 a year.

Ottawa County, KS at a glance

Median household income

$74,018$6,168 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$933HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.1-9.9% · BEA, Kansas
Electricity15.7¢per kWh · EIA Residential KS
Population5,819Census ACS 5-year estimate

How much rent can you afford in Ottawa County, KS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$933Monthly market rent
Share of gross income15.1%Recommended max: 30%
Annual income needed$37,320To meet the 30% standard
Max affordable rent$1,850At 30% of $74,018
0%30% (Affordability standard)100%
Compare against:

How much is rent in Ottawa County, KS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Ottawa County, KS, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Ottawa County, KS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$684$8,208$27,36011.1%
1-Bedroom Apartment$711$8,532$28,44011.5%
2-Bedroom ApartmentBenchmark$933$11,196$37,32015.1%
3-Bedroom Home$1,143$13,716$45,72018.5%
4-Bedroom Home$1,357$16,284$54,28022%

Rent in Ottawa County, KS, with the wage each unit needs →

What a typical income covers in Ottawa County, KS

The 50/30/20 rule applied to the local median of $74,018 a year ($6,168 a month before tax).

Needs (50%)$3,084/moRent ($933 2-BR), utilities (~$141/mo), groceries, transit
Wants (30%)$1,850/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,234/moEmergency fund, retirement, paying down loans

What $74,018 leaves after Kansas taxes

Federal income tax, Social Security, Medicare and Kansas tax on the local median income. Change the salary to see yours.

$74,018
$25,000$150,000
Filing status:
Gross salary breakdown$74,018
Net 78%
Fed 10%
KS 4%
FICA 8%
Annual take-home$57,571After all taxes
Monthly deposit$4,798Estimated per month
Biweekly paycheck$2,214Every 2 weeks (26/yr)
Effective tax rate22.2%Total tax burden
Federal income tax$7,454 / yr
Kansas state income tax$3,331 / yr
FICA (Social Security & Medicare)$5,662 / yr

Living in Ottawa County, KS: common questions

What is the median household income in Ottawa County, KS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ottawa County, KS is $74,018 per year (approximately $6,168 per month).

What is the average rent in Ottawa County, KS?

The closest official figure is HUD's Fair Market Rent for 2026: $684 for a studio, $711 for one bedroom, $933 for two, $1,143 for three and $1,357 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Ottawa County, KS expensive to live in?

Prices there run 9.9% below the U.S. average. BEA's regional price parity for Kansas is 90.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Ottawa County, KS?

To keep a $933 two-bedroom under 30% of gross income, a household needs about $37,320 a year, or $3,110 a month. That is 50% of what the typical household in Ottawa County, KS earns.

How much do you need to live comfortably in Ottawa County, KS?

On the local median income of $74,018 ($6,168 a month before tax), the 50/30/20 rule leaves $3,084 a month for needs like rent, utilities and groceries, $1,850 for everything else and $1,234 for savings or debt. A two-bedroom at $933 takes 30% of the needs share.

How much is the electric bill in Ottawa County, KS?

Homes in Kansas paid 15.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $141. Your bill depends mostly on heating and cooling.