Maine · Census, HUD and BEA figures · Updated

Cost of Living in Oxford County, ME

Prices around Oxford County, ME run 3% below the U.S. average (BEA, Maine). The typical household there earns $60,173 a year, and HUD puts a two-bedroom at $1,295 a month. Keeping that rent under 30% of income takes about $51,800 a year.

Oxford County, ME at a glance

Median household income

$60,173$5,014 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,295HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.0-3% · BEA, Maine
Electricity29.6¢per kWh · EIA Residential ME
Population59,255Census ACS 5-year estimate

How much rent can you afford in Oxford County, ME?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,295Monthly market rent
Share of gross income25.8%Recommended max: 30%
Annual income needed$51,800To meet the 30% standard
Max affordable rent$1,504At 30% of $60,173
0%30% (Affordability standard)100%
Compare against:

How much is rent in Oxford County, ME? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Oxford County, ME, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Oxford County, ME, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$893$10,716$35,72017.8%
1-Bedroom Apartment$989$11,868$39,56019.7%
2-Bedroom ApartmentBenchmark$1,295$15,540$51,80025.8%
3-Bedroom Home$1,801$21,612$72,04035.9%
4-Bedroom Home$2,172$26,064$86,88043.3%

Rent in Oxford County, ME, with the wage each unit needs →

What a typical income covers in Oxford County, ME

The 50/30/20 rule applied to the local median of $60,173 a year ($5,014 a month before tax).

Needs (50%)$2,507/moRent ($1,295 2-BR), utilities (~$266/mo), groceries, transit
Wants (30%)$1,504/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,003/moEmergency fund, retirement, paying down loans

What $60,173 leaves after Maine taxes

Federal income tax, Social Security, Medicare and Maine tax on the local median income. Change the salary to see yours.

$60,173
$20,000$125,000
Filing status:
Gross salary breakdown$60,173
Net 80%
Fed 8%
ME 4%
FICA 8%
Annual take-home$48,145After all taxes
Monthly deposit$4,012Estimated per month
Biweekly paycheck$1,852Every 2 weeks (26/yr)
Effective tax rate20%Total tax burden
Federal income tax$5,041 / yr
Maine state income tax$2,384 / yr
FICA (Social Security & Medicare)$4,603 / yr

Living in Oxford County, ME: common questions

What is the median household income in Oxford County, ME?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Oxford County, ME is $60,173 per year (approximately $5,014 per month).

What is the average rent in Oxford County, ME?

The closest official figure is HUD's Fair Market Rent for 2026: $893 for a studio, $989 for one bedroom, $1,295 for two, $1,801 for three and $2,172 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Oxford County, ME expensive to live in?

Prices there run 3% below the U.S. average. BEA's regional price parity for Maine is 97.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Oxford County, ME?

To keep a $1,295 two-bedroom under 30% of gross income, a household needs about $51,800 a year, or $4,317 a month. That is 86% of what the typical household in Oxford County, ME earns.

How much do you need to live comfortably in Oxford County, ME?

On the local median income of $60,173 ($5,014 a month before tax), the 50/30/20 rule leaves $2,507 a month for needs like rent, utilities and groceries, $1,504 for everything else and $1,003 for savings or debt. A two-bedroom at $1,295 takes 52% of the needs share.

How much is the electric bill in Oxford County, ME?

Homes in Maine paid 29.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $266. Your bill depends mostly on heating and cooling.