Oxnard, CA at a glance
Median household income
$96,212$8,018 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Oxnard, CA?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Oxnard, CA? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Oxnard-Thousand Oaks-Ventura, CA MSA, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,998 | $23,976 | $79,920 | 24.9% |
| 1-Bedroom Apartment | $2,250 | $27,000 | $90,000 | 28.1% |
| 2-Bedroom ApartmentBenchmark | $2,693 | $32,316 | $107,720 | 33.6% |
| 3-Bedroom Home | $3,652 | $43,824 | $146,080 | 45.5% |
| 4-Bedroom Home | $4,240 | $50,880 | $169,600 | 52.9% |
What a typical income covers in Oxnard, CA
The 50/30/20 rule applied to the local median of $96,212 a year ($8,018 a month before tax).
What $96,212 leaves after California taxes
Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in California
Living in Oxnard, CA: common questions
What is the median household income in Oxnard, CA?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Oxnard, CA is $96,212 per year (approximately $8,018 per month).
What is the average rent in Oxnard, CA?
The closest official figure is HUD's Fair Market Rent for 2026: $1,998 for a studio, $2,250 for one bedroom, $2,693 for two, $3,652 for three and $4,240 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Oxnard, CA expensive to live in?
Prices there run 10.5% above the U.S. average. BEA's regional price parity for the metro area is 110.5, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Oxnard, CA?
To keep a $2,693 two-bedroom under 30% of gross income, a household needs about $107,720 a year, or $8,977 a month. That is 112% of what the typical household in Oxnard, CA earns.
How much do you need to live comfortably in Oxnard, CA?
On the local median income of $96,212 ($8,018 a month before tax), the 50/30/20 rule leaves $4,009 a month for needs like rent, utilities and groceries, $2,405 for everything else and $1,604 for savings or debt. A two-bedroom at $2,693 takes 67% of the needs share.
How much is the electric bill in Oxnard, CA?
Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.