North Carolina · Census, HUD and BEA figures · Updated

Cost of Living in Pamlico County, NC

Prices around Pamlico County, NC run 5.7% below the U.S. average (BEA, North Carolina). The typical household there earns $59,717 a year, and HUD puts a two-bedroom at $1,077 a month. Keeping that rent under 30% of income takes about $43,080 a year.

Pamlico County, NC at a glance

Median household income

$59,717$4,976 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,077HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.3-5.7% · BEA, North Carolina
Electricity14.7¢per kWh · EIA Residential NC
Population12,390Census ACS 5-year estimate

How much rent can you afford in Pamlico County, NC?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,077Monthly market rent
Share of gross income21.6%Recommended max: 30%
Annual income needed$43,080To meet the 30% standard
Max affordable rent$1,493At 30% of $59,717
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pamlico County, NC? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pamlico County, NC, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pamlico County, NC, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$861$10,332$34,44017.3%
1-Bedroom Apartment$866$10,392$34,64017.4%
2-Bedroom ApartmentBenchmark$1,077$12,924$43,08021.6%
3-Bedroom Home$1,291$15,492$51,64025.9%
4-Bedroom Home$1,618$19,416$64,72032.5%

Rent in Pamlico County, NC, with the wage each unit needs →

What a typical income covers in Pamlico County, NC

The 50/30/20 rule applied to the local median of $59,717 a year ($4,976 a month before tax).

Needs (50%)$2,488/moRent ($1,077 2-BR), utilities (~$133/mo), groceries, transit
Wants (30%)$1,493/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$995/moEmergency fund, retirement, paying down loans

What $59,717 leaves after North Carolina taxes

Federal income tax, Social Security, Medicare and North Carolina tax on the local median income. Change the salary to see yours.

$59,717
$20,000$120,000
Filing status:
Gross salary breakdown$59,717
Net 81%
Fed 8%
NC 3%
FICA 8%
Annual take-home$48,289After all taxes
Monthly deposit$4,024Estimated per month
Biweekly paycheck$1,857Every 2 weeks (26/yr)
Effective tax rate19.1%Total tax burden
Federal income tax$4,986 / yr
North Carolina state income tax$1,874 / yr
FICA (Social Security & Medicare)$4,568 / yr

Living in Pamlico County, NC: common questions

What is the median household income in Pamlico County, NC?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pamlico County, NC is $59,717 per year (approximately $4,976 per month).

What is the average rent in Pamlico County, NC?

The closest official figure is HUD's Fair Market Rent for 2026: $861 for a studio, $866 for one bedroom, $1,077 for two, $1,291 for three and $1,618 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pamlico County, NC expensive to live in?

Prices there run 5.7% below the U.S. average. BEA's regional price parity for North Carolina is 94.3, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pamlico County, NC?

To keep a $1,077 two-bedroom under 30% of gross income, a household needs about $43,080 a year, or $3,590 a month. That is 72% of what the typical household in Pamlico County, NC earns.

How much do you need to live comfortably in Pamlico County, NC?

On the local median income of $59,717 ($4,976 a month before tax), the 50/30/20 rule leaves $2,488 a month for needs like rent, utilities and groceries, $1,493 for everything else and $995 for savings or debt. A two-bedroom at $1,077 takes 43% of the needs share.

How much is the electric bill in Pamlico County, NC?

Homes in North Carolina paid 14.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $133. Your bill depends mostly on heating and cooling.