Oklahoma · Census, HUD and BEA figures · Updated

Cost of Living in Pawnee County, OK

Prices around Pawnee County, OK run 10.8% below the U.S. average (BEA, the metro area). The typical household there earns $58,738 a year, and HUD puts a two-bedroom at $1,006 a month. Keeping that rent under 30% of income takes about $40,240 a year.

Pawnee County, OK at a glance

Median household income

$58,738$4,895 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,006HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.2-10.8% · BEA, the metro area
Electricity14.3¢per kWh · EIA Residential OK
Population15,795Census ACS 5-year estimate

How much rent can you afford in Pawnee County, OK?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,006Monthly market rent
Share of gross income20.6%Recommended max: 30%
Annual income needed$40,240To meet the 30% standard
Max affordable rent$1,468At 30% of $58,738
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pawnee County, OK? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pawnee County, OK HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pawnee County, OK, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$774$9,288$30,96015.8%
1-Bedroom Apartment$818$9,816$32,72016.7%
2-Bedroom ApartmentBenchmark$1,006$12,072$40,24020.6%
3-Bedroom Home$1,336$16,032$53,44027.3%
4-Bedroom Home$1,688$20,256$67,52034.5%

Rent in Pawnee County, OK, with the wage each unit needs →

What a typical income covers in Pawnee County, OK

The 50/30/20 rule applied to the local median of $58,738 a year ($4,895 a month before tax).

Needs (50%)$2,447/moRent ($1,006 2-BR), utilities (~$129/mo), groceries, transit
Wants (30%)$1,468/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$979/moEmergency fund, retirement, paying down loans

What $58,738 leaves after Oklahoma taxes

Federal income tax, Social Security, Medicare and Oklahoma tax on the local median income. Change the salary to see yours.

$58,738
$20,000$120,000
Filing status:
Gross salary breakdown$58,738
Net 80%
Fed 8%
OK 4%
FICA 8%
Annual take-home$47,278After all taxes
Monthly deposit$3,940Estimated per month
Biweekly paycheck$1,818Every 2 weeks (26/yr)
Effective tax rate19.5%Total tax burden
Federal income tax$4,869 / yr
Oklahoma state income tax$2,098 / yr
FICA (Social Security & Medicare)$4,493 / yr

Living in Pawnee County, OK: common questions

What is the median household income in Pawnee County, OK?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pawnee County, OK is $58,738 per year (approximately $4,895 per month).

What is the average rent in Pawnee County, OK?

The closest official figure is HUD's Fair Market Rent for 2026: $774 for a studio, $818 for one bedroom, $1,006 for two, $1,336 for three and $1,688 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pawnee County, OK expensive to live in?

Prices there run 10.8% below the U.S. average. BEA's regional price parity for the metro area is 89.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pawnee County, OK?

To keep a $1,006 two-bedroom under 30% of gross income, a household needs about $40,240 a year, or $3,353 a month. That is 69% of what the typical household in Pawnee County, OK earns.

How much do you need to live comfortably in Pawnee County, OK?

On the local median income of $58,738 ($4,895 a month before tax), the 50/30/20 rule leaves $2,447 a month for needs like rent, utilities and groceries, $1,468 for everything else and $979 for savings or debt. A two-bedroom at $1,006 takes 41% of the needs share.

How much is the electric bill in Pawnee County, OK?

Homes in Oklahoma paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $129. Your bill depends mostly on heating and cooling.