Mississippi · Census, HUD and BEA figures · Updated

Cost of Living in Pearl River County, MS

Prices around Pearl River County, MS run 13% below the U.S. average (BEA, Mississippi). The typical household there earns $58,135 a year, and HUD puts a two-bedroom at $949 a month. Keeping that rent under 30% of income takes about $37,960 a year.

Pearl River County, MS at a glance

Median household income

$58,135$4,845 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$949HUD FY2026 Fair Market Rent
Price level (U.S. = 100)87.0-13% · BEA, Mississippi
Electricity14.9¢per kWh · EIA Residential MS
Population57,458Census ACS 5-year estimate

How much rent can you afford in Pearl River County, MS?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$949Monthly market rent
Share of gross income19.6%Recommended max: 30%
Annual income needed$37,960To meet the 30% standard
Max affordable rent$1,453At 30% of $58,135
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pearl River County, MS? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pearl River County, MS, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pearl River County, MS, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$821$9,852$32,84016.9%
1-Bedroom Apartment$857$10,284$34,28017.7%
2-Bedroom ApartmentBenchmark$949$11,388$37,96019.6%
3-Bedroom Home$1,315$15,780$52,60027.1%
4-Bedroom Home$1,320$15,840$52,80027.2%

Rent in Pearl River County, MS, with the wage each unit needs →

What a typical income covers in Pearl River County, MS

The 50/30/20 rule applied to the local median of $58,135 a year ($4,845 a month before tax).

Needs (50%)$2,422/moRent ($949 2-BR), utilities (~$134/mo), groceries, transit
Wants (30%)$1,453/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$969/moEmergency fund, retirement, paying down loans

What $58,135 leaves after Mississippi taxes

Federal income tax, Social Security, Medicare and Mississippi tax on the local median income. Change the salary to see yours.

$58,135
$20,000$120,000
Filing status:
Gross salary breakdown$58,135
Net 81%
Fed 8%
MS 3%
FICA 8%
Annual take-home$47,298After all taxes
Monthly deposit$3,942Estimated per month
Biweekly paycheck$1,819Every 2 weeks (26/yr)
Effective tax rate18.6%Total tax burden
Federal income tax$4,796 / yr
Mississippi state income tax$1,593 / yr
FICA (Social Security & Medicare)$4,447 / yr

Living in Pearl River County, MS: common questions

What is the median household income in Pearl River County, MS?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pearl River County, MS is $58,135 per year (approximately $4,845 per month).

What is the average rent in Pearl River County, MS?

The closest official figure is HUD's Fair Market Rent for 2026: $821 for a studio, $857 for one bedroom, $949 for two, $1,315 for three and $1,320 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pearl River County, MS expensive to live in?

Prices there run 13% below the U.S. average. BEA's regional price parity for Mississippi is 87.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pearl River County, MS?

To keep a $949 two-bedroom under 30% of gross income, a household needs about $37,960 a year, or $3,163 a month. That is 65% of what the typical household in Pearl River County, MS earns.

How much do you need to live comfortably in Pearl River County, MS?

On the local median income of $58,135 ($4,845 a month before tax), the 50/30/20 rule leaves $2,422 a month for needs like rent, utilities and groceries, $1,453 for everything else and $969 for savings or debt. A two-bedroom at $949 takes 39% of the needs share.

How much is the electric bill in Pearl River County, MS?

Homes in Mississippi paid 14.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $134. Your bill depends mostly on heating and cooling.