North Dakota · Census, HUD and BEA figures · Updated

Cost of Living in Pembina County, ND

Prices around Pembina County, ND run 11% below the U.S. average (BEA, North Dakota). The typical household there earns $68,393 a year, and HUD puts a two-bedroom at $873 a month. Keeping that rent under 30% of income takes about $34,920 a year.

Pembina County, ND at a glance

Median household income

$68,393$5,699 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$873HUD FY2026 Fair Market Rent
Price level (U.S. = 100)89.0-11% · BEA, North Dakota
Electricity14.1¢per kWh · EIA Residential ND
Population6,727Census ACS 5-year estimate

How much rent can you afford in Pembina County, ND?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$873Monthly market rent
Share of gross income15.3%Recommended max: 30%
Annual income needed$34,920To meet the 30% standard
Max affordable rent$1,710At 30% of $68,393
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pembina County, ND? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pembina County, ND, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pembina County, ND, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$760$9,120$30,40013.3%
1-Bedroom Apartment$791$9,492$31,64013.9%
2-Bedroom ApartmentBenchmark$873$10,476$34,92015.3%
3-Bedroom Home$1,214$14,568$48,56021.3%
4-Bedroom Home$1,464$17,568$58,56025.7%

Rent in Pembina County, ND, with the wage each unit needs →

What a typical income covers in Pembina County, ND

The 50/30/20 rule applied to the local median of $68,393 a year ($5,699 a month before tax).

Needs (50%)$2,850/moRent ($873 2-BR), utilities (~$127/mo), groceries, transit
Wants (30%)$1,710/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,140/moEmergency fund, retirement, paying down loans

What $68,393 leaves after North Dakota taxes

Federal income tax, Social Security, Medicare and North Dakota tax on the local median income. Change the salary to see yours.

$68,393
$25,000$140,000
Filing status:
Gross salary breakdown$68,393
Net 83%
Fed 9%
ND 0%
FICA 8%
Annual take-home$56,870After all taxes
Monthly deposit$4,739Estimated per month
Biweekly paycheck$2,187Every 2 weeks (26/yr)
Effective tax rate16.9%Total tax burden
Federal income tax$6,216 / yr
North Dakota state income tax$74 / yr
FICA (Social Security & Medicare)$5,232 / yr

Living in Pembina County, ND: common questions

What is the median household income in Pembina County, ND?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pembina County, ND is $68,393 per year (approximately $5,699 per month).

What is the average rent in Pembina County, ND?

The closest official figure is HUD's Fair Market Rent for 2026: $760 for a studio, $791 for one bedroom, $873 for two, $1,214 for three and $1,464 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pembina County, ND expensive to live in?

Prices there run 11% below the U.S. average. BEA's regional price parity for North Dakota is 89.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pembina County, ND?

To keep a $873 two-bedroom under 30% of gross income, a household needs about $34,920 a year, or $2,910 a month. That is 51% of what the typical household in Pembina County, ND earns.

How much do you need to live comfortably in Pembina County, ND?

On the local median income of $68,393 ($5,699 a month before tax), the 50/30/20 rule leaves $2,850 a month for needs like rent, utilities and groceries, $1,710 for everything else and $1,140 for savings or debt. A two-bedroom at $873 takes 31% of the needs share.

How much is the electric bill in Pembina County, ND?

Homes in North Dakota paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.