California · Census, HUD and BEA figures · Updated

Cost of Living in Petaluma, CA

Prices around Petaluma, CA run 7.8% above the U.S. average (BEA, the metro area). The typical household there earns $115,430 a year, and HUD puts a two-bedroom at $2,827 a month. Keeping that rent under 30% of income takes about $113,080 a year.

Petaluma, CA at a glance

Median household income

$115,430$9,619 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$2,827HUD FY2026 Fair Market Rent
Price level (U.S. = 100)107.8+7.8% · BEA, the metro area
Electricity34.7¢per kWh · EIA Residential CA
Population59,247Census ACS 5-year estimate

How much rent can you afford in Petaluma, CA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$2,827Monthly market rent
Share of gross income29.4%Recommended max: 30%
Annual income needed$113,080To meet the 30% standard
Max affordable rent$2,886At 30% of $115,430
0%30% (Affordability standard)100%
Compare against:

How much is rent in Petaluma, CA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Santa Rosa-Petaluma, CA MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Petaluma, CA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,949$23,388$77,96020.3%
1-Bedroom Apartment$2,155$25,860$86,20022.4%
2-Bedroom ApartmentBenchmark$2,827$33,924$113,08029.4%
3-Bedroom Home$3,887$46,644$155,48040.4%
4-Bedroom Home$4,147$49,764$165,88043.1%

Rent in Petaluma, CA, with the wage each unit needs →

What a typical income covers in Petaluma, CA

The 50/30/20 rule applied to the local median of $115,430 a year ($9,619 a month before tax).

Needs (50%)$4,810/moRent ($2,827 2-BR), utilities (~$313/mo), groceries, transit
Wants (30%)$2,886/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,924/moEmergency fund, retirement, paying down loans

What $115,430 leaves after California taxes

Federal income tax, Social Security, Medicare and California tax on the local median income. Change the salary to see yours.

$115,430
$45,000$235,000
Filing status:
Gross salary breakdown$115,430
Net 72%
Fed 14%
CA 6%
FICA 8%
Annual take-home$83,545After all taxes
Monthly deposit$6,962Estimated per month
Biweekly paycheck$3,213Every 2 weeks (26/yr)
Effective tax rate27.6%Total tax burden
Federal income tax$16,565 / yr
California state income tax$6,490 / yr
FICA (Social Security & Medicare)$8,830 / yr

Living in Petaluma, CA: common questions

What is the median household income in Petaluma, CA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Petaluma, CA is $115,430 per year (approximately $9,619 per month).

What is the average rent in Petaluma, CA?

The closest official figure is HUD's Fair Market Rent for 2026: $1,949 for a studio, $2,155 for one bedroom, $2,827 for two, $3,887 for three and $4,147 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Petaluma, CA expensive to live in?

Prices there run 7.8% above the U.S. average. BEA's regional price parity for the metro area is 107.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Petaluma, CA?

To keep a $2,827 two-bedroom under 30% of gross income, a household needs about $113,080 a year, or $9,423 a month. That is 98% of what the typical household in Petaluma, CA earns.

How much do you need to live comfortably in Petaluma, CA?

On the local median income of $115,430 ($9,619 a month before tax), the 50/30/20 rule leaves $4,810 a month for needs like rent, utilities and groceries, $2,886 for everything else and $1,924 for savings or debt. A two-bedroom at $2,827 takes 59% of the needs share.

How much is the electric bill in Petaluma, CA?

Homes in California paid 34.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $313. Your bill depends mostly on heating and cooling.