Pine County, MN at a glance
Median household income
$71,146$5,929 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Pine County, MN?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Pine County, MN? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Pine County, MN, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $834 | $10,008 | $33,360 | 14.1% |
| 1-Bedroom Apartment | $839 | $10,068 | $33,560 | 14.2% |
| 2-Bedroom ApartmentBenchmark | $1,101 | $13,212 | $44,040 | 18.6% |
| 3-Bedroom Home | $1,320 | $15,840 | $52,800 | 22.3% |
| 4-Bedroom Home | $1,458 | $17,496 | $58,320 | 24.6% |
What a typical income covers in Pine County, MN
The 50/30/20 rule applied to the local median of $71,146 a year ($5,929 a month before tax).
What $71,146 leaves after Minnesota taxes
Federal income tax, Social Security, Medicare and Minnesota tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Minnesota
Living in Pine County, MN: common questions
What is the median household income in Pine County, MN?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pine County, MN is $71,146 per year (approximately $5,929 per month).
What is the average rent in Pine County, MN?
The closest official figure is HUD's Fair Market Rent for 2026: $834 for a studio, $839 for one bedroom, $1,101 for two, $1,320 for three and $1,458 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Pine County, MN expensive to live in?
Prices there run 1.4% below the U.S. average. BEA's regional price parity for Minnesota is 98.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Pine County, MN?
To keep a $1,101 two-bedroom under 30% of gross income, a household needs about $44,040 a year, or $3,670 a month. That is 62% of what the typical household in Pine County, MN earns.
How much do you need to live comfortably in Pine County, MN?
On the local median income of $71,146 ($5,929 a month before tax), the 50/30/20 rule leaves $2,964 a month for needs like rent, utilities and groceries, $1,779 for everything else and $1,186 for savings or debt. A two-bedroom at $1,101 takes 37% of the needs share.
How much is the electric bill in Pine County, MN?
Homes in Minnesota paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.