Florida · Census, HUD and BEA figures · Updated

Cost of Living in Pinellas County, FL

Prices around Pinellas County, FL run 0.9% above the U.S. average (BEA, the metro area). The typical household there earns $72,646 a year, and HUD puts a two-bedroom at $1,977 a month. Keeping that rent under 30% of income takes about $79,080 a year.

Pinellas County, FL at a glance

Median household income

$72,646$6,054 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,977HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.9+0.9% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population963,481Census ACS 5-year estimate

How much rent can you afford in Pinellas County, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Moderate cost burden (30–50%)
HUD Fair Market Rent$1,977Monthly market rent
Share of gross income32.7%Recommended max: 30%
Annual income needed$79,080To meet the 30% standard
Max affordable rent$1,816At 30% of $72,646
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pinellas County, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Tampa-St. Petersburg-Clearwater, FL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pinellas County, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,593$19,116$63,72026.3%
1-Bedroom Apartment$1,696$20,352$67,84028%
2-Bedroom ApartmentBenchmark$1,977$23,724$79,08032.7%
3-Bedroom Home$2,527$30,324$101,08041.7%
4-Bedroom Home$3,077$36,924$123,08050.8%

Rent in Pinellas County, FL, with the wage each unit needs →

What a typical income covers in Pinellas County, FL

The 50/30/20 rule applied to the local median of $72,646 a year ($6,054 a month before tax).

Needs (50%)$3,027/moRent ($1,977 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$1,816/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,211/moEmergency fund, retirement, paying down loans

What $72,646 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$72,646
$25,000$150,000
Filing status:
Gross salary breakdown$72,646
Net 83%
Fed 10%
FICA 8%
Annual take-home$59,936After all taxes
Monthly deposit$4,995Estimated per month
Biweekly paycheck$2,305Every 2 weeks (26/yr)
Effective tax rate17.5%Total tax burden
Federal income tax$7,152 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$5,557 / yr

Living in Pinellas County, FL: common questions

What is the median household income in Pinellas County, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pinellas County, FL is $72,646 per year (approximately $6,054 per month).

What is the average rent in Pinellas County, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,593 for a studio, $1,696 for one bedroom, $1,977 for two, $2,527 for three and $3,077 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pinellas County, FL expensive to live in?

Prices there run 0.9% above the U.S. average. BEA's regional price parity for the metro area is 100.9, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pinellas County, FL?

To keep a $1,977 two-bedroom under 30% of gross income, a household needs about $79,080 a year, or $6,590 a month. That is 109% of what the typical household in Pinellas County, FL earns.

How much do you need to live comfortably in Pinellas County, FL?

On the local median income of $72,646 ($6,054 a month before tax), the 50/30/20 rule leaves $3,027 a month for needs like rent, utilities and groceries, $1,816 for everything else and $1,211 for savings or debt. A two-bedroom at $1,977 takes 65% of the needs share.

How much is the electric bill in Pinellas County, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.