Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in Polk County, WI

Prices around Polk County, WI run 5.9% below the U.S. average (BEA, Wisconsin). The typical household there earns $77,219 a year, and HUD puts a two-bedroom at $1,097 a month. Keeping that rent under 30% of income takes about $43,880 a year.

Polk County, WI at a glance

Median household income

$77,219$6,435 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,097HUD FY2026 Fair Market Rent
Price level (U.S. = 100)94.1-5.9% · BEA, Wisconsin
Electricity19.6¢per kWh · EIA Residential WI
Population45,555Census ACS 5-year estimate

How much rent can you afford in Polk County, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,097Monthly market rent
Share of gross income17%Recommended max: 30%
Annual income needed$43,880To meet the 30% standard
Max affordable rent$1,930At 30% of $77,219
0%30% (Affordability standard)100%
Compare against:

How much is rent in Polk County, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Polk County, WI, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Polk County, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$756$9,072$30,24011.7%
1-Bedroom Apartment$836$10,032$33,44013%
2-Bedroom ApartmentBenchmark$1,097$13,164$43,88017%
3-Bedroom Home$1,357$16,284$54,28021.1%
4-Bedroom Home$1,669$20,028$66,76025.9%

Rent in Polk County, WI, with the wage each unit needs →

What a typical income covers in Polk County, WI

The 50/30/20 rule applied to the local median of $77,219 a year ($6,435 a month before tax).

Needs (50%)$3,217/moRent ($1,097 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,930/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,287/moEmergency fund, retirement, paying down loans

What $77,219 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$77,219
$30,000$155,000
Filing status:
Gross salary breakdown$77,219
Net 78%
Fed 11%
WI 4%
FICA 8%
Annual take-home$60,078After all taxes
Monthly deposit$5,007Estimated per month
Biweekly paycheck$2,311Every 2 weeks (26/yr)
Effective tax rate22.2%Total tax burden
Federal income tax$8,158 / yr
Wisconsin state income tax$3,075 / yr
FICA (Social Security & Medicare)$5,907 / yr

Living in Polk County, WI: common questions

What is the median household income in Polk County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Polk County, WI is $77,219 per year (approximately $6,435 per month).

What is the average rent in Polk County, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $756 for a studio, $836 for one bedroom, $1,097 for two, $1,357 for three and $1,669 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Polk County, WI expensive to live in?

Prices there run 5.9% below the U.S. average. BEA's regional price parity for Wisconsin is 94.1, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Polk County, WI?

To keep a $1,097 two-bedroom under 30% of gross income, a household needs about $43,880 a year, or $3,657 a month. That is 57% of what the typical household in Polk County, WI earns.

How much do you need to live comfortably in Polk County, WI?

On the local median income of $77,219 ($6,435 a month before tax), the 50/30/20 rule leaves $3,217 a month for needs like rent, utilities and groceries, $1,930 for everything else and $1,287 for savings or debt. A two-bedroom at $1,097 takes 34% of the needs share.

How much is the electric bill in Polk County, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.