Texas · Census, HUD and BEA figures · Updated

Cost of Living in Port Arthur, TX

Prices around Port Arthur, TX run 10% below the U.S. average (BEA, the metro area). The typical household there earns $46,354 a year, and HUD puts a two-bedroom at $1,103 a month. Keeping that rent under 30% of income takes about $44,120 a year.

Port Arthur, TX at a glance

Median household income

$46,354$3,863 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,103HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.0-10% · BEA, the metro area
Electricity15.9¢per kWh · EIA Residential TX
Population55,828Census ACS 5-year estimate

How much rent can you afford in Port Arthur, TX?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,103Monthly market rent
Share of gross income28.6%Recommended max: 30%
Annual income needed$44,120To meet the 30% standard
Max affordable rent$1,159At 30% of $46,354
0%30% (Affordability standard)100%
Compare against:

How much is rent in Port Arthur, TX? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Beaumont-Port Arthur, TX MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Port Arthur, TX, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$892$10,704$35,68023.1%
1-Bedroom Apartment$898$10,776$35,92023.2%
2-Bedroom ApartmentBenchmark$1,103$13,236$44,12028.6%
3-Bedroom Home$1,446$17,352$57,84037.4%
4-Bedroom Home$1,732$20,784$69,28044.8%

Rent in Port Arthur, TX, with the wage each unit needs →

What a typical income covers in Port Arthur, TX

The 50/30/20 rule applied to the local median of $46,354 a year ($3,863 a month before tax).

Needs (50%)$1,931/moRent ($1,103 2-BR), utilities (~$143/mo), groceries, transit
Wants (30%)$1,159/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$773/moEmergency fund, retirement, paying down loans

What $46,354 leaves after Texas taxes

Federal income tax, Social Security, Medicare and Texas tax on the local median income. Change the salary to see yours.

$46,354
$15,000$95,000
Filing status:
Gross salary breakdown$46,354
Net 85%
Fed 7%
FICA 8%
Annual take-home$39,425After all taxes
Monthly deposit$3,285Estimated per month
Biweekly paycheck$1,516Every 2 weeks (26/yr)
Effective tax rate15%Total tax burden
Federal income tax$3,382 / yr
Texas state income taxNo state wage tax$0
FICA (Social Security & Medicare)$3,546 / yr

Living in Port Arthur, TX: common questions

What is the median household income in Port Arthur, TX?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Port Arthur, TX is $46,354 per year (approximately $3,863 per month).

What is the average rent in Port Arthur, TX?

The closest official figure is HUD's Fair Market Rent for 2026: $892 for a studio, $898 for one bedroom, $1,103 for two, $1,446 for three and $1,732 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Port Arthur, TX expensive to live in?

Prices there run 10% below the U.S. average. BEA's regional price parity for the metro area is 90.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Port Arthur, TX?

To keep a $1,103 two-bedroom under 30% of gross income, a household needs about $44,120 a year, or $3,677 a month. That is 95% of what the typical household in Port Arthur, TX earns.

How much do you need to live comfortably in Port Arthur, TX?

On the local median income of $46,354 ($3,863 a month before tax), the 50/30/20 rule leaves $1,931 a month for needs like rent, utilities and groceries, $1,159 for everything else and $773 for savings or debt. A two-bedroom at $1,103 takes 57% of the needs share.

How much is the electric bill in Port Arthur, TX?

Homes in Texas paid 15.9¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $143. Your bill depends mostly on heating and cooling.