Florida · Census, HUD and BEA figures · Updated

Cost of Living in Port St. Lucie, FL

Prices around Port St. Lucie, FL run 0.2% above the U.S. average (BEA, the metro area). The typical household there earns $80,648 a year, and HUD puts a two-bedroom at $1,757 a month. Keeping that rent under 30% of income takes about $70,280 a year.

Port St. Lucie, FL at a glance

Median household income

$80,648$6,721 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,757HUD FY2026 Fair Market Rent
Price level (U.S. = 100)100.2+0.2% · BEA, the metro area
Electricity15.1¢per kWh · EIA Residential FL
Population232,491Census ACS 5-year estimate

How much rent can you afford in Port St. Lucie, FL?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,757Monthly market rent
Share of gross income26.1%Recommended max: 30%
Annual income needed$70,280To meet the 30% standard
Max affordable rent$2,016At 30% of $80,648
0%30% (Affordability standard)100%
Compare against:

How much is rent in Port St. Lucie, FL? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Port St. Lucie, FL MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Port St. Lucie, FL, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$1,455$17,460$58,20021.6%
1-Bedroom Apartment$1,467$17,604$58,68021.8%
2-Bedroom ApartmentBenchmark$1,757$21,084$70,28026.1%
3-Bedroom Home$2,421$29,052$96,84036%
4-Bedroom Home$2,579$30,948$103,16038.4%

Rent in Port St. Lucie, FL, with the wage each unit needs →

What a typical income covers in Port St. Lucie, FL

The 50/30/20 rule applied to the local median of $80,648 a year ($6,721 a month before tax).

Needs (50%)$3,360/moRent ($1,757 2-BR), utilities (~$136/mo), groceries, transit
Wants (30%)$2,016/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,344/moEmergency fund, retirement, paying down loans

What $80,648 leaves after Florida taxes

Federal income tax, Social Security, Medicare and Florida tax on the local median income. Change the salary to see yours.

$80,648
$30,000$165,000
Filing status:
Gross salary breakdown$80,648
Net 81%
Fed 11%
FICA 8%
Annual take-home$65,566After all taxes
Monthly deposit$5,464Estimated per month
Biweekly paycheck$2,522Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$8,913 / yr
Florida state income taxNo state wage tax$0
FICA (Social Security & Medicare)$6,170 / yr

Living in Port St. Lucie, FL: common questions

What is the median household income in Port St. Lucie, FL?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Port St. Lucie, FL is $80,648 per year (approximately $6,721 per month).

What is the average rent in Port St. Lucie, FL?

The closest official figure is HUD's Fair Market Rent for 2026: $1,455 for a studio, $1,467 for one bedroom, $1,757 for two, $2,421 for three and $2,579 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Port St. Lucie, FL expensive to live in?

Prices there run 0.2% above the U.S. average. BEA's regional price parity for the metro area is 100.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Port St. Lucie, FL?

To keep a $1,757 two-bedroom under 30% of gross income, a household needs about $70,280 a year, or $5,857 a month. That is 87% of what the typical household in Port St. Lucie, FL earns.

How much do you need to live comfortably in Port St. Lucie, FL?

On the local median income of $80,648 ($6,721 a month before tax), the 50/30/20 rule leaves $3,360 a month for needs like rent, utilities and groceries, $2,016 for everything else and $1,344 for savings or debt. A two-bedroom at $1,757 takes 52% of the needs share.

How much is the electric bill in Port St. Lucie, FL?

Homes in Florida paid 15.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $136. Your bill depends mostly on heating and cooling.