Indiana · Census, HUD and BEA figures · Updated

Cost of Living in Porter County, IN

Prices around Porter County, IN run 3.6% above the U.S. average (BEA, the metro area). The typical household there earns $87,972 a year, and HUD puts a two-bedroom at $1,317 a month. Keeping that rent under 30% of income takes about $52,680 a year.

Porter County, IN at a glance

Median household income

$87,972$7,331 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,317HUD FY2026 Fair Market Rent
Price level (U.S. = 100)103.6+3.6% · BEA, the metro area
Electricity17.5¢per kWh · EIA Residential IN
Population174,818Census ACS 5-year estimate

How much rent can you afford in Porter County, IN?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,317Monthly market rent
Share of gross income18%Recommended max: 30%
Annual income needed$52,680To meet the 30% standard
Max affordable rent$2,199At 30% of $87,972
0%30% (Affordability standard)100%
Compare against:

How much is rent in Porter County, IN? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Gary, IN HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Porter County, IN, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$959$11,508$38,36013.1%
1-Bedroom Apartment$1,082$12,984$43,28014.8%
2-Bedroom ApartmentBenchmark$1,317$15,804$52,68018%
3-Bedroom Home$1,612$19,344$64,48022%
4-Bedroom Home$1,744$20,928$69,76023.8%

Rent in Porter County, IN, with the wage each unit needs →

What a typical income covers in Porter County, IN

The 50/30/20 rule applied to the local median of $87,972 a year ($7,331 a month before tax).

Needs (50%)$3,666/moRent ($1,317 2-BR), utilities (~$158/mo), groceries, transit
Wants (30%)$2,199/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,466/moEmergency fund, retirement, paying down loans

What $87,972 leaves after Indiana taxes

Federal income tax, Social Security, Medicare and Indiana tax on the local median income. Change the salary to see yours.

$87,972
$35,000$180,000
Filing status:
Gross salary breakdown$87,972
Net 77%
Fed 12%
IN 3%
FICA 8%
Annual take-home$68,153After all taxes
Monthly deposit$5,679Estimated per month
Biweekly paycheck$2,621Every 2 weeks (26/yr)
Effective tax rate22.5%Total tax burden
Federal income tax$10,524 / yr
Indiana state income tax$2,566 / yr
FICA (Social Security & Medicare)$6,730 / yr

Living in Porter County, IN: common questions

What is the median household income in Porter County, IN?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Porter County, IN is $87,972 per year (approximately $7,331 per month).

What is the average rent in Porter County, IN?

The closest official figure is HUD's Fair Market Rent for 2026: $959 for a studio, $1,082 for one bedroom, $1,317 for two, $1,612 for three and $1,744 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Porter County, IN expensive to live in?

Prices there run 3.6% above the U.S. average. BEA's regional price parity for the metro area is 103.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Porter County, IN?

To keep a $1,317 two-bedroom under 30% of gross income, a household needs about $52,680 a year, or $4,390 a month. That is 60% of what the typical household in Porter County, IN earns.

How much do you need to live comfortably in Porter County, IN?

On the local median income of $87,972 ($7,331 a month before tax), the 50/30/20 rule leaves $3,666 a month for needs like rent, utilities and groceries, $2,199 for everything else and $1,466 for savings or debt. A two-bedroom at $1,317 takes 36% of the needs share.

How much is the electric bill in Porter County, IN?

Homes in Indiana paid 17.5¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $158. Your bill depends mostly on heating and cooling.