Pennsylvania · Census, HUD and BEA figures · Updated

Cost of Living in Potter County, PA

Prices around Potter County, PA run 2.4% below the U.S. average (BEA, Pennsylvania). The typical household there earns $59,020 a year, and HUD puts a two-bedroom at $973 a month. Keeping that rent under 30% of income takes about $38,920 a year.

Potter County, PA at a glance

Median household income

$59,020$4,918 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$973HUD FY2026 Fair Market Rent
Price level (U.S. = 100)97.6-2.4% · BEA, Pennsylvania
Electricity21.7¢per kWh · EIA Residential PA
Population16,188Census ACS 5-year estimate

How much rent can you afford in Potter County, PA?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$973Monthly market rent
Share of gross income19.8%Recommended max: 30%
Annual income needed$38,920To meet the 30% standard
Max affordable rent$1,475At 30% of $59,020
0%30% (Affordability standard)100%
Compare against:

How much is rent in Potter County, PA? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Potter County, PA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Potter County, PA, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$708$8,496$28,32014.4%
1-Bedroom Apartment$742$8,904$29,68015.1%
2-Bedroom ApartmentBenchmark$973$11,676$38,92019.8%
3-Bedroom Home$1,223$14,676$48,92024.9%
4-Bedroom Home$1,352$16,224$54,08027.5%

Rent in Potter County, PA, with the wage each unit needs →

What a typical income covers in Potter County, PA

The 50/30/20 rule applied to the local median of $59,020 a year ($4,918 a month before tax).

Needs (50%)$2,459/moRent ($973 2-BR), utilities (~$196/mo), groceries, transit
Wants (30%)$1,475/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$984/moEmergency fund, retirement, paying down loans

What $59,020 leaves after Pennsylvania taxes

Federal income tax, Social Security, Medicare and Pennsylvania tax on the local median income. Change the salary to see yours.

$59,020
$20,000$120,000
Filing status:
Gross salary breakdown$59,020
Net 81%
Fed 8%
PA 3%
FICA 8%
Annual take-home$47,791After all taxes
Monthly deposit$3,983Estimated per month
Biweekly paycheck$1,838Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$4,902 / yr
Pennsylvania state income tax$1,812 / yr
FICA (Social Security & Medicare)$4,515 / yr

Living in Potter County, PA: common questions

What is the median household income in Potter County, PA?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Potter County, PA is $59,020 per year (approximately $4,918 per month).

What is the average rent in Potter County, PA?

The closest official figure is HUD's Fair Market Rent for 2026: $708 for a studio, $742 for one bedroom, $973 for two, $1,223 for three and $1,352 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Potter County, PA expensive to live in?

Prices there run 2.4% below the U.S. average. BEA's regional price parity for Pennsylvania is 97.6, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Potter County, PA?

To keep a $973 two-bedroom under 30% of gross income, a household needs about $38,920 a year, or $3,243 a month. That is 66% of what the typical household in Potter County, PA earns.

How much do you need to live comfortably in Potter County, PA?

On the local median income of $59,020 ($4,918 a month before tax), the 50/30/20 rule leaves $2,459 a month for needs like rent, utilities and groceries, $1,475 for everything else and $984 for savings or debt. A two-bedroom at $973 takes 40% of the needs share.

How much is the electric bill in Potter County, PA?

Homes in Pennsylvania paid 21.7¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $196. Your bill depends mostly on heating and cooling.