Providence County, RI at a glance
Median household income
$78,787$6,566 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Providence County, RI?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Providence County, RI? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Providence-Fall River, RI-MA HUD Metro FMR Area, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $1,318 | $15,816 | $52,720 | 20.1% |
| 1-Bedroom Apartment | $1,402 | $16,824 | $56,080 | 21.4% |
| 2-Bedroom ApartmentBenchmark | $1,729 | $20,748 | $69,160 | 26.3% |
| 3-Bedroom Home | $2,087 | $25,044 | $83,480 | 31.8% |
| 4-Bedroom Home | $2,480 | $29,760 | $99,200 | 37.8% |
Rent in Providence County, RI, with the wage each unit needs →
What a typical income covers in Providence County, RI
The 50/30/20 rule applied to the local median of $78,787 a year ($6,566 a month before tax).
What $78,787 leaves after Rhode Island taxes
Federal income tax, Social Security, Medicare and Rhode Island tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in Rhode Island
Living in Providence County, RI: common questions
What is the median household income in Providence County, RI?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Providence County, RI is $78,787 per year (approximately $6,566 per month).
What is the average rent in Providence County, RI?
The closest official figure is HUD's Fair Market Rent for 2026: $1,318 for a studio, $1,402 for one bedroom, $1,729 for two, $2,087 for three and $2,480 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Providence County, RI expensive to live in?
Prices there run 1.8% above the U.S. average. BEA's regional price parity for the metro area is 101.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Providence County, RI?
To keep a $1,729 two-bedroom under 30% of gross income, a household needs about $69,160 a year, or $5,763 a month. That is 88% of what the typical household in Providence County, RI earns.
How much do you need to live comfortably in Providence County, RI?
On the local median income of $78,787 ($6,566 a month before tax), the 50/30/20 rule leaves $3,283 a month for needs like rent, utilities and groceries, $1,970 for everything else and $1,313 for savings or debt. A two-bedroom at $1,729 takes 53% of the needs share.
How much is the electric bill in Providence County, RI?
Homes in Rhode Island paid 29.2¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $263. Your bill depends mostly on heating and cooling.