Colorado · Census, HUD and BEA figures · Updated

Cost of Living in Pueblo, CO

Prices around Pueblo, CO run 8.2% below the U.S. average (BEA, the metro area). The typical household there earns $56,664 a year, and HUD puts a two-bedroom at $1,269 a month. Keeping that rent under 30% of income takes about $50,760 a year.

Pueblo, CO at a glance

Median household income

$56,664$4,722 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,269HUD FY2026 Fair Market Rent
Price level (U.S. = 100)91.8-8.2% · BEA, the metro area
Electricity17.1¢per kWh · EIA Residential CO
Population111,561Census ACS 5-year estimate

How much rent can you afford in Pueblo, CO?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,269Monthly market rent
Share of gross income26.9%Recommended max: 30%
Annual income needed$50,760To meet the 30% standard
Max affordable rent$1,417At 30% of $56,664
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pueblo, CO? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pueblo, CO MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pueblo, CO, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$875$10,500$35,00018.5%
1-Bedroom Apartment$967$11,604$38,68020.5%
2-Bedroom ApartmentBenchmark$1,269$15,228$50,76026.9%
3-Bedroom Home$1,617$19,404$64,68034.2%
4-Bedroom Home$1,893$22,716$75,72040.1%

Rent in Pueblo, CO, with the wage each unit needs →

What a typical income covers in Pueblo, CO

The 50/30/20 rule applied to the local median of $56,664 a year ($4,722 a month before tax).

Needs (50%)$2,361/moRent ($1,269 2-BR), utilities (~$154/mo), groceries, transit
Wants (30%)$1,417/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$944/moEmergency fund, retirement, paying down loans

What $56,664 leaves after Colorado taxes

Federal income tax, Social Security, Medicare and Colorado tax on the local median income. Change the salary to see yours.

$56,664
$20,000$115,000
Filing status:
Gross salary breakdown$56,664
Net 81%
Fed 8%
CO 3%
FICA 8%
Annual take-home$45,925After all taxes
Monthly deposit$3,827Estimated per month
Biweekly paycheck$1,766Every 2 weeks (26/yr)
Effective tax rate19%Total tax burden
Federal income tax$4,620 / yr
Colorado state income tax$1,785 / yr
FICA (Social Security & Medicare)$4,335 / yr

Living in Pueblo, CO: common questions

What is the median household income in Pueblo, CO?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pueblo, CO is $56,664 per year (approximately $4,722 per month).

What is the average rent in Pueblo, CO?

The closest official figure is HUD's Fair Market Rent for 2026: $875 for a studio, $967 for one bedroom, $1,269 for two, $1,617 for three and $1,893 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pueblo, CO expensive to live in?

Prices there run 8.2% below the U.S. average. BEA's regional price parity for the metro area is 91.8, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pueblo, CO?

To keep a $1,269 two-bedroom under 30% of gross income, a household needs about $50,760 a year, or $4,230 a month. That is 90% of what the typical household in Pueblo, CO earns.

How much do you need to live comfortably in Pueblo, CO?

On the local median income of $56,664 ($4,722 a month before tax), the 50/30/20 rule leaves $2,361 a month for needs like rent, utilities and groceries, $1,417 for everything else and $944 for savings or debt. A two-bedroom at $1,269 takes 54% of the needs share.

How much is the electric bill in Pueblo, CO?

Homes in Colorado paid 17.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $154. Your bill depends mostly on heating and cooling.