Kentucky · Census, HUD and BEA figures · Updated

Cost of Living in Pulaski County, KY

Prices around Pulaski County, KY run 9.8% below the U.S. average (BEA, Kentucky). The typical household there earns $51,898 a year, and HUD puts a two-bedroom at $926 a month. Keeping that rent under 30% of income takes about $37,040 a year.

Pulaski County, KY at a glance

Median household income

$51,898$4,325 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$926HUD FY2026 Fair Market Rent
Price level (U.S. = 100)90.2-9.8% · BEA, Kentucky
Electricity14.3¢per kWh · EIA Residential KY
Population65,897Census ACS 5-year estimate

How much rent can you afford in Pulaski County, KY?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$926Monthly market rent
Share of gross income21.4%Recommended max: 30%
Annual income needed$37,040To meet the 30% standard
Max affordable rent$1,297At 30% of $51,898
0%30% (Affordability standard)100%
Compare against:

How much is rent in Pulaski County, KY? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Pulaski County, KY, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Pulaski County, KY, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$662$7,944$26,48015.3%
1-Bedroom Apartment$706$8,472$28,24016.3%
2-Bedroom ApartmentBenchmark$926$11,112$37,04021.4%
3-Bedroom Home$1,110$13,320$44,40025.7%
4-Bedroom Home$1,355$16,260$54,20031.3%

Rent in Pulaski County, KY, with the wage each unit needs →

What a typical income covers in Pulaski County, KY

The 50/30/20 rule applied to the local median of $51,898 a year ($4,325 a month before tax).

Needs (50%)$2,162/moRent ($926 2-BR), utilities (~$128/mo), groceries, transit
Wants (30%)$1,297/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$865/moEmergency fund, retirement, paying down loans

What $51,898 leaves after Kentucky taxes

Federal income tax, Social Security, Medicare and Kentucky tax on the local median income. Change the salary to see yours.

$51,898
$20,000$105,000
Filing status:
Gross salary breakdown$51,898
Net 81%
Fed 8%
KY 3%
FICA 8%
Annual take-home$42,181After all taxes
Monthly deposit$3,515Estimated per month
Biweekly paycheck$1,622Every 2 weeks (26/yr)
Effective tax rate18.7%Total tax burden
Federal income tax$4,048 / yr
Kentucky state income tax$1,699 / yr
FICA (Social Security & Medicare)$3,970 / yr

Living in Pulaski County, KY: common questions

What is the median household income in Pulaski County, KY?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Pulaski County, KY is $51,898 per year (approximately $4,325 per month).

What is the average rent in Pulaski County, KY?

The closest official figure is HUD's Fair Market Rent for 2026: $662 for a studio, $706 for one bedroom, $926 for two, $1,110 for three and $1,355 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Pulaski County, KY expensive to live in?

Prices there run 9.8% below the U.S. average. BEA's regional price parity for Kentucky is 90.2, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Pulaski County, KY?

To keep a $926 two-bedroom under 30% of gross income, a household needs about $37,040 a year, or $3,087 a month. That is 71% of what the typical household in Pulaski County, KY earns.

How much do you need to live comfortably in Pulaski County, KY?

On the local median income of $51,898 ($4,325 a month before tax), the 50/30/20 rule leaves $2,162 a month for needs like rent, utilities and groceries, $1,297 for everything else and $865 for savings or debt. A two-bedroom at $926 takes 43% of the needs share.

How much is the electric bill in Pulaski County, KY?

Homes in Kentucky paid 14.3¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $128. Your bill depends mostly on heating and cooling.