Wisconsin · Census, HUD and BEA figures · Updated

Cost of Living in Racine County, WI

Prices around Racine County, WI run 4% below the U.S. average (BEA, the metro area). The typical household there earns $78,096 a year, and HUD puts a two-bedroom at $1,235 a month. Keeping that rent under 30% of income takes about $49,400 a year.

Racine County, WI at a glance

Median household income

$78,096$6,508 per month · U.S. Census Bureau ACS 5-Year
2-bedroom rent$1,235HUD FY2026 Fair Market Rent
Price level (U.S. = 100)96.0-4% · BEA, the metro area
Electricity19.6¢per kWh · EIA Residential WI
Population197,532Census ACS 5-year estimate

How much rent can you afford in Racine County, WI?

HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.

Affordable (< 30% of income)
HUD Fair Market Rent$1,235Monthly market rent
Share of gross income19%Recommended max: 30%
Annual income needed$49,400To meet the 30% standard
Max affordable rent$1,952At 30% of $78,096
0%30% (Affordability standard)100%
Compare against:

How much is rent in Racine County, WI? By bedroom, 2026

HUD's fiscal 2026 Fair Market Rents for Racine-Mount Pleasant, WI MSA, with the income each one takes if rent stays under 30% of it.

HUD Fair Market Rent in Racine County, WI, fiscal 2026
Unit SizeMonthly RentAnnual Rent30% Rule Min. Income% of Median Income
Studio / Efficiency$851$10,212$34,04013.1%
1-Bedroom Apartment$988$11,856$39,52015.2%
2-Bedroom ApartmentBenchmark$1,235$14,820$49,40019%
3-Bedroom Home$1,592$19,104$63,68024.5%
4-Bedroom Home$1,962$23,544$78,48030.1%

Rent in Racine County, WI, with the wage each unit needs →

What a typical income covers in Racine County, WI

The 50/30/20 rule applied to the local median of $78,096 a year ($6,508 a month before tax).

Needs (50%)$3,254/moRent ($1,235 2-BR), utilities (~$176/mo), groceries, transit
Wants (30%)$1,952/moEating out, travel, subscriptions and the rest
Savings and debt (20%)$1,302/moEmergency fund, retirement, paying down loans

What $78,096 leaves after Wisconsin taxes

Federal income tax, Social Security, Medicare and Wisconsin tax on the local median income. Change the salary to see yours.

$78,096
$30,000$160,000
Filing status:
Gross salary breakdown$78,096
Net 78%
Fed 11%
WI 4%
FICA 8%
Annual take-home$60,643After all taxes
Monthly deposit$5,054Estimated per month
Biweekly paycheck$2,332Every 2 weeks (26/yr)
Effective tax rate22.4%Total tax burden
Federal income tax$8,351 / yr
Wisconsin state income tax$3,127 / yr
FICA (Social Security & Medicare)$5,974 / yr

Living in Racine County, WI: common questions

What is the median household income in Racine County, WI?

According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Racine County, WI is $78,096 per year (approximately $6,508 per month).

What is the average rent in Racine County, WI?

The closest official figure is HUD's Fair Market Rent for 2026: $851 for a studio, $988 for one bedroom, $1,235 for two, $1,592 for three and $1,962 for four, utilities included.

It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.

Is Racine County, WI expensive to live in?

Prices there run 4% below the U.S. average. BEA's regional price parity for the metro area is 96.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.

How much do you need to earn to comfortably afford rent in Racine County, WI?

To keep a $1,235 two-bedroom under 30% of gross income, a household needs about $49,400 a year, or $4,117 a month. That is 63% of what the typical household in Racine County, WI earns.

How much do you need to live comfortably in Racine County, WI?

On the local median income of $78,096 ($6,508 a month before tax), the 50/30/20 rule leaves $3,254 a month for needs like rent, utilities and groceries, $1,952 for everything else and $1,302 for savings or debt. A two-bedroom at $1,235 takes 38% of the needs share.

How much is the electric bill in Racine County, WI?

Homes in Wisconsin paid 19.6¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $176. Your bill depends mostly on heating and cooling.