Ramsey County, ND at a glance
Median household income
$61,006$5,084 per month · U.S. Census Bureau ACS 5-YearHow much rent can you afford in Ramsey County, ND?
HUD’s fair market rent for each size, against what a typical household here earns. Change the income to see yours.
How much is rent in Ramsey County, ND? By bedroom, 2026
HUD's fiscal 2026 Fair Market Rents for Ramsey County, ND, with the income each one takes if rent stays under 30% of it.
| Unit Size | Monthly Rent | Annual Rent | 30% Rule Min. Income | % of Median Income |
|---|---|---|---|---|
| Studio / Efficiency | $602 | $7,224 | $24,080 | 11.8% |
| 1-Bedroom Apartment | $719 | $8,628 | $28,760 | 14.1% |
| 2-Bedroom ApartmentBenchmark | $873 | $10,476 | $34,920 | 17.2% |
| 3-Bedroom Home | $1,214 | $14,568 | $48,560 | 23.9% |
| 4-Bedroom Home | $1,464 | $17,568 | $58,560 | 28.8% |
What a typical income covers in Ramsey County, ND
The 50/30/20 rule applied to the local median of $61,006 a year ($5,084 a month before tax).
What $61,006 leaves after North Dakota taxes
Federal income tax, Social Security, Medicare and North Dakota tax on the local median income. Change the salary to see yours.
Rent, jobs and pay in North Dakota
Living in Ramsey County, ND: common questions
What is the median household income in Ramsey County, ND?
According to the latest U.S. Census Bureau ACS 5-Year survey, the median household income in Ramsey County, ND is $61,006 per year (approximately $5,084 per month).
What is the average rent in Ramsey County, ND?
The closest official figure is HUD's Fair Market Rent for 2026: $602 for a studio, $719 for one bedroom, $873 for two, $1,214 for three and $1,464 for four, utilities included.
It is not an average of listings. HUD sets it at the rent 40% of recent movers paid or less for a standard unit, so a new lease on a nicer place will usually cost more.
Is Ramsey County, ND expensive to live in?
Prices there run 11% below the U.S. average. BEA's regional price parity for North Dakota is 89.0, where the U.S. is 100. Rent moves the number most: housing is where places differ, while goods cost about the same everywhere.
How much do you need to earn to comfortably afford rent in Ramsey County, ND?
To keep a $873 two-bedroom under 30% of gross income, a household needs about $34,920 a year, or $2,910 a month. That is 57% of what the typical household in Ramsey County, ND earns.
How much do you need to live comfortably in Ramsey County, ND?
On the local median income of $61,006 ($5,084 a month before tax), the 50/30/20 rule leaves $2,542 a month for needs like rent, utilities and groceries, $1,525 for everything else and $1,017 for savings or debt. A two-bedroom at $873 takes 34% of the needs share.
How much is the electric bill in Ramsey County, ND?
Homes in North Dakota paid 14.1¢ per kWh on average (EIA). At 900 kWh a month, a typical use, that is about $127. Your bill depends mostly on heating and cooling.